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Lidl Introduces the European Payment Method Wero in Germany

unternehmen.lidl.de

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Re: Lidl Introduces the European Payment Method Wero in Germany

#13

Post by Aachen »

fjfaase wrote: post #2

Wero is a European wide payment system. In the Netherlands it replaces iDeal, which has been the (almost) universal payment method for webshops in the Netherlands. In not all European countries such payment systems are used as widespread as in the Netherlands. Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice.

> Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice.

Except you don't have a choice. It's not like iDeal where you can just use your bank's regular login method to pay; this requires making a big tech account to download some app where maybe it then works if it likes your device. IDeal always worked in a browser. Why change a running system with a less-compatible one?

Re: Lidl Introduces the European Payment Method Wero in Germany

#15

Post by mercer »

fjfaase wrote: post #2

Wero is a European wide payment system. In the Netherlands it replaces iDeal, which has been the (almost) universal payment method for webshops in the Netherlands. In not all European countries such payment systems are used as widespread as in the Netherlands. Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice.

Since the switch to Wero, I've noticed that I need to do an extra, seemingly pointless click. it's not iDeal!

Re: Lidl Introduces the European Payment Method Wero in Germany

#16

Post by znpy »

kubb wrote: post #10

Can't wait for digital Euro, that will be a game changer. Offline transactions via NFC will leave no traceable record. The anonymity of cash with the convenience of contactless payments. If Wero is executed well, I'll use it for sure in the meantime.

> Offline transactions via NFC will leave no traceable record. The anonymity of cash with the convenience of contactless payments

Did you make this up or is there some official document promising that?

It honestly sounds like too good to be true.

Re: Lidl Introduces the European Payment Method Wero in Germany

#17

Post by kubb »

znpy wrote: post #16
kubb wrote: post #10

Can't wait for digital Euro, that will be a game changer. Offline transactions via NFC will leave no traceable record. The anonymity of cash with the convenience of contactless payments. If Wero is executed well, I'll use it for sure in the meantime.

> Offline transactions via NFC will leave no traceable record. The anonymity of cash with the convenience of contactless payments Did you make this up or is there some official document promising that? It honestly sounds like too good to be true.

https://www.ecb.europa.eu/euro/digital_euro/timeline/profuse... - it's one of the options "beyond the baseline".

https://www.cnil.fr/en/confidentiality-digital-euro-where-ar... - talks about the offline mode "favoured by many stakeholders".

Re: Lidl Introduces the European Payment Method Wero in Germany

#18

Post by haagch »

Aachen wrote: post #13
fjfaase wrote: post #2

Wero is a European wide payment system. In the Netherlands it replaces iDeal, which has been the (almost) universal payment method for webshops in the Netherlands. In not all European countries such payment systems are used as widespread as in the Netherlands. Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice.

> Wero is actually a payment broker as it usually connects with the payment system (often a banking app) of your choice. Except you don't have a choice. It's not like iDeal where you can just use your bank's regular login method to pay; this requires making a big tech account to download some app where maybe it then works if it likes your device. IDeal always worked in a browser. Why change a running system with a le…

I feel the same but I'm starting to think that EPI is right to not care.

Nobody from any tech media seems to be pointing out the Google/Apple smartphone dependency, let alone ask anyone at EPI about it. If they do, at least they're not writing about the results.

The only article I know of that ever asked the question is actually from the press of the German government: https://www.das-parlament.de/wirtschaft/finanzen/wir-bauen-m...

"What about smartphones that run on free and open-source software instead of the commercial operating systems used by the iPhone or Google?

Tanja Müller-Ziegler: This market is still very much a niche one. There are still too few providers, which is why it’s hardly worth offering banking apps for these devices."

Other than that I have seen ZERO pressure on this point from the media.

Obviously I do think EPI should intrinsically care, but I also am starting to see more and more that from their point of view literally nobody cares, so why should they?

Re: Lidl Introduces the European Payment Method Wero in Germany

#20

Post by bulbar »

drnick1 wrote: post #7
a_paddy wrote: post #5

Intentional or not, this move reduces the influence of US owned payment networks MasterCard & Visa.

But this system is probably tied to Google and Apple's "device attestation." Don't worry, it's in the name of security!

It's better to move step by step instead of trying to solve all problems at once.

Most important things by far is that it's easy to use for the common use case of a regular android or iPhone user.

The task at hand is replacing MasterCard and Visa, not to decouple from all US companies at once.

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