This would hit harder if Bitcoin didn't win and AI coding didn't completely change our jobs. Why not simply evaluate things instead of ignoring them until its too late? Sure, we don't have infinity time, but the fact that OP mentions these two things, means the pattern showed up enough.
There’s this irony to the FOMO in crypto, which is people argue the “sensible” thing (it’s the future of money) to create FOMO for the insensible thing (it’s a lottery ticket). You’re right it’s too late to buy a lottery ticket, but the vision wasn’t a lottery, it was a medium of exchange!
AI assisted coding is the same way. I use it every day, but if I decided to stop and wait a year, I could still pick it up, probably more easily when the tools are better.
In fact, people who wait might do better than me because their mental model won’t be locked into a way of interacting that will be out of date in six months.
Wouldn’t it be ironic if all the early adopters were the losers because they liked the hacky nature of it? This happened to a lot of early computer adopters, low level programmers, etc.