There are so many satellites in orbit that there is a pretty good chance that if even one was to be hit by something and explode in many pieces, it would crash another one and then another one until there is nothing left. The nasa is pretty scared of it, so is SpaceX.
The article mentions a few months at 480 km. I'm a little skeptical about this figure though, because the last tracked piece from an NRO satellite that was shot down at ~250 km by SM-3 missile in operation burnt frost, lasted 20 months in space before reentry. SpaceX is probably using a statistical cutoff percentage of fragments to calculate the time. But all the pieces are dangerous uncontrolled hypervelocity projectiles. Spain lost a military communications satellite a few days ago from a collision with a tiny undetermined space debris.