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'A full-blown crisis': Americans brace for a surge in healthcare costs

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Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#12
post #7
post #3

>Allen is herself a casualty. While she used to pay $487.50 a month, her new healthcare plan, with reduced coverage, has monthly premiums of $1,967.50. Brutal. Meanwhile the White House calls it all "fake news".

It's always cost ~$2k a month, the only difference is the previous administration thought everyone else should be "temporarily" paying for her plan. I feel like we need a perpetual PSA here that moving money from person A to person B obviously doesn't make anything cheaper.

No, it definitely did not always cost $2k a month.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#13

I was paying around $1200/month last year (a little under that with subsidy). This year I'm paying $2100/month for a family of five, on a roughly equivalent plan. Except, none of the options in my state allow me to visit the PCP I switched to this year (since none of the plans last year covered my PCP from the year before). So I guess I'm on a primary care physician merry go round :D I am at least able to have my mai…

I'm so, so sorry to hear this. Can you share which state you're in?

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#15
post #7
post #3

>Allen is herself a casualty. While she used to pay $487.50 a month, her new healthcare plan, with reduced coverage, has monthly premiums of $1,967.50. Brutal. Meanwhile the White House calls it all "fake news".

It's always cost ~$2k a month, the only difference is the previous administration thought everyone else should be "temporarily" paying for her plan. I feel like we need a perpetual PSA here that moving money from person A to person B obviously doesn't make anything cheaper.

> the previous administration thought everyone should be "temporarily" paying for her plan. Moving money from person A to person B obviously doesn't make anything cheaper

No, but it means I can't pay for a first-class ticket while someone else survives. I'll take that deal.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#16

I was paying around $1200/month last year (a little under that with subsidy). This year I'm paying $2100/month for a family of five, on a roughly equivalent plan. Except, none of the options in my state allow me to visit the PCP I switched to this year (since none of the plans last year covered my PCP from the year before). So I guess I'm on a primary care physician merry go round :D I am at least able to have my mai…

You're still allowed to visit the same PCP although it might not be covered, or covered out-of-network with a higher patient responsibility.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#17
post #7

Earlier quoted context omitted.

It's always cost ~$2k a month, the only difference is the previous administration thought everyone else should be "temporarily" paying for her plan. I feel like we need a perpetual PSA here that moving money from person A to person B obviously doesn't make anything cheaper.

No, it definitely did not always cost $2k a month.

Bronze plans with $5-6k deductibles have always ran more than what people paid for rent. Healthcare is the one thing that's outpaced inflation in higher education.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#18
post #7
post #3

>Allen is herself a casualty. While she used to pay $487.50 a month, her new healthcare plan, with reduced coverage, has monthly premiums of $1,967.50. Brutal. Meanwhile the White House calls it all "fake news".

It's always cost ~$2k a month, the only difference is the previous administration thought everyone else should be "temporarily" paying for her plan. I feel like we need a perpetual PSA here that moving money from person A to person B obviously doesn't make anything cheaper.

when the gov foots the bill, there's no reason to have competition.

Re: 'A full-blown crisis': Americans brace for a surge in healthcare costs

#20

[flagged]

> The end result is we all have Cadillac plans that most people don't need.

That's right, those pesky things the ACA says should be covered like emergency services, ambulances and prescription drugs is definitely the issue here. You've definitely found the problem.

I can't believe people keep repeating this lie. Did no one live prior to the ACA where you could easily go bankrupt because your insurance decided it didn't cover things like hospital bills? Because I sure as fuck remember, considering that's what bankrupted my parents.

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