Samwers Clone Stripe • Hacker News Board

Re: Samwers Clone Stripe

#11

Post by andy_boot » Tue, Aug 14, 2012, 11:45 AM UTC

http://www.izettle.com/

Have been around for a while too

Re: Samwers Clone Stripe

#12

Post by seanmccann » Tue, Aug 14, 2012, 11:45 AM UTC

I think this is great! I assume Stripe didn't have imminent plans to launch in Germany anyway. Looks like they have a rate of 2.95%, which is pretty good. Especially for outside the US.

Re: Samwers Clone Stripe

#13

Post by [deleted] » Tue, Aug 14, 2012, 11:45 AM UTC

andy_boot wrote: post #11

http://www.izettle.com/ Have been around for a while too

[deleted]

Re: Samwers Clone Stripe

#14

Post by seivan » Tue, Aug 14, 2012, 11:46 AM UTC

Will never be as good as Stripe. Mostly because Stripe is coded by it's founders, get support questions answered by their founders who will even teach you how to use git. :)

Re: Samwers Clone Stripe

#15

Post by seanmccann » Tue, Aug 14, 2012, 11:46 AM UTC

andy_boot wrote: post #11

http://www.izettle.com/ Have been around for a while too

That's a square competitor. Still awesome nonetheless.

Re: Samwers Clone Stripe

#16

Post by rmoriz » Tue, Aug 14, 2012, 11:46 AM UTC

aristidb wrote: post #2

That's a bit bizarre, because one would expect a German clone to support the payment variants that are far more popular than credit cards in Germany. EDIT: The biggest payment variant I was thinking of is direct debit (German: Lastschrift), which is highly convenient. However, wiring the money before getting the goods is also surprisingly popular here. Many people just don't have credit cards. (I do, but I also use s…

because nothing works like a credit card. e.g. the popular direct debit payments can be charged back very easily + you just have to search for an valid account number (= fraud).

The only payment method that works with recurring and more or less "final/instant" transactions is credit card.

So there is no alternative for SaaS or in-app-payments to credit cards (or some direct debit risk mitigation business like paypal)

Re: Samwers Clone Stripe

#17

Post by andy_boot » Tue, Aug 14, 2012, 11:47 AM UTC

andy_boot wrote: post #11

http://www.izettle.com/ Have been around for a while too

Actually these guys are like Square not Stripe - getting my payment companies confused.

Re: Samwers Clone Stripe

#18

Post by mhd » Tue, Aug 14, 2012, 11:48 AM UTC

aristidb wrote: post #2

That's a bit bizarre, because one would expect a German clone to support the payment variants that are far more popular than credit cards in Germany. EDIT: The biggest payment variant I was thinking of is direct debit (German: Lastschrift), which is highly convenient. However, wiring the money before getting the goods is also surprisingly popular here. Many people just don't have credit cards. (I do, but I also use s…

Yep. Without direct debit, I don't see this working as a single source payment solution, and if you have to add some other API for the missing solutions anyway, this becomes much less enticing.

Re: Samwers Clone Stripe

#19

Post by furyg3 » Tue, Aug 14, 2012, 11:48 AM UTC

Fantastic. Maybe this will put some fire under Stripe to launch in Europe...

Re: Samwers Clone Stripe

#20

Post by eddie_the_head » Tue, Aug 14, 2012, 11:48 AM UTC

aristidb wrote: post #2

That's a bit bizarre, because one would expect a German clone to support the payment variants that are far more popular than credit cards in Germany. EDIT: The biggest payment variant I was thinking of is direct debit (German: Lastschrift), which is highly convenient. However, wiring the money before getting the goods is also surprisingly popular here. Many people just don't have credit cards. (I do, but I also use s…

I am curious what the alternative but far more popular payment variants in Germany to credit cards are.