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Home Loss File System

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Re: Home Loss File System

#11

Post by DrRossNelson »

Thanks Borski for sharing the link for the Home Loss File System - Digital Resource that my family has been working on.

Were continuing to work to get the word out about this and the physical file boxes were creating for folks who are not tech savvy (homelossfilesystem.com).

We've disseminated 2700 of the physical file boxes to fire survivors over the last 15 years and excited about what the digital resource can become.

We welcome contributors/volunteers/suggestions/feedback - feel free to add them here or email us homelossfilesystem@gmail.com

The GoFundMe is 65% the way to its goal. If you wish you contribute you can here: https://www.gofundme.com/f/help-us-deliver-mor-1500-home-los...

Thanks again all! Please continue to share with any fire survivors!

Re: Home Loss File System

#12

Post by pimlottc »

This is perhaps only a problem with the niche HN user base, but “Filing System” would be more accurate. Thought this had to do with damaged hard disk recovery or redundant file systems or something technical like that.

Re: Home Loss File System

#13

Post by DrRossNelson »

DrRossNelson wrote: post #11

Thanks Borski for sharing the link for the Home Loss File System - Digital Resource that my family has been working on. Were continuing to work to get the word out about this and the physical file boxes were creating for folks who are not tech savvy (homelossfilesystem.com). We've disseminated 2700 of the physical file boxes to fire survivors over the last 15 years and excited about what the digital resource can beco…

Also here is the link again for the Digital Resource:

https://docs.google.com/spreadsheets/d/1TPeJzW5pa-BiJZjuEa1y...

Re: Home Loss File System

#14

Post by aurizon »

Yes, first take a detailed slow panned video of each room, wall by wall, ceiling and carpets. Basement and all tools (open all and spread). Every appliance and fixtures get the medicine cabinet and under all sinks. Same with garage and all in there, same with shed and all vehicles/tools/bikes etc. You can then slowly advance the video, list the books etc, all the kitchen cabinet/freezer/clothes/bedding/frozen foods as well as dry foods etc and amass a fully exhaustive home inventory. An amazing amount of stuff = $$ builds up over the years and few people have such a detailed loss record. You can do the video in 15 minutes and as long as you save in the cloud - in a few places even - you can tabulate that aspect of your loss in detail later - even after the fact if well saved.

Re: Home Loss File System

#15

Post by vlark »

This is a useful tool for any homeowner, not just those threatened by wildfire. Good luck and godspeed to those currently in harm's way in California.

Re: Home Loss File System

#17

Post by caycep »

walterbell wrote: post #9
cbsks wrote: post #8

Earlier quoted context omitted.

Victor Shaw died in the Eaton Fire last week with a garden hose in his hand. https://www.latimes.com/california/story/2025-01-12/los-ange... Accurate risk assessment is difficult when a fire is barreling towards you.

> Accurate risk assessment is difficult when a fire is barreling towards you. Yes, hence it must be done (Step 0 above) _before_ there is a fire

Altadena being relatively high in scientists, there was an amateur forecasting group that predicted the fire and sent early warnings out based on how they modeled the Santa Ana winds and such.

Re: Home Loss File System

#18

Post by kylehotchkiss »

DrRossNelson wrote: post #11

Thanks Borski for sharing the link for the Home Loss File System - Digital Resource that my family has been working on. Were continuing to work to get the word out about this and the physical file boxes were creating for folks who are not tech savvy (homelossfilesystem.com). We've disseminated 2700 of the physical file boxes to fire survivors over the last 15 years and excited about what the digital resource can beco…

What an awesome awesome way to make light of what you’ve gone through. This is gonna help so many people in LA!

(Also hi from just a little bit up the 15 if you’re still in scripps ranch :))

Re: Home Loss File System

#19

Post by rawgabbit »

Thanks for the link. I learned that CA bans insurers from deducting the value of land when purchasing a new home instead of rebuilding.

Land Value Deduction – In the event of a total loss to your property, the amount owed to you by the insurer is the cost to rebuild your home at its original location, including building code upgrade coverage and extended replacement cost coverage. Your insurer is not allowed to take a deduction for the value of land under the replacement home you purchase. [Cal Ins. Code 2051.5 (c)(2)]

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