Hopefully vendors will implement some kind of universal wallet scheme that supports all options rather than encouraging vendors to only support one that they choose. Is this only for the EU, or will Apple allow this worldwide? Maybe I missed it, but the article doesn't seem to say.
Or each bank is going to have their own homegrown, horrible "wallet".
I don't know how French people managed to tolerate the now-dead Kwixo and undead† Paylib, the latter being AIUI phased out for a European "Wero" - didn't know about it, looks like it's German.
† Apparently (Paylib claims) 25+mil ppl have it in France, which is like 30% of the population? With 10mil ppl using it regularly. Somehow it feels like these numbers don't add up as anecdotally I see exactly zero person using it, everybody seems to use either Apple Pay or Google Pay (or whatever its name is these days); so it looks like these numbers are inflated because the service is born from banks and often bundled with bank accounts, even when people don't actually use it. I've had very aggressive dark-pattern-ish communication from one of my banks.