I got incredibly excited about GoCardless... then I realised that it's UK only. Sigh. I guess the best we have in the US is Dwolla.
Our weekend hack on GoCardless - HipBucket
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Re: Our weekend hack on GoCardless - HipBucket
#12I got incredibly excited about GoCardless... then I realised that it's UK only. Sigh. I guess the best we have in the US is Dwolla.
GoCardless is built on top of the Direct Debit scheme, which is pretty great.
Some details about DD here:
https://gocardless.com/direct_debit
Fun fact: Without scaremongering, as I'm certain it happens once in a blue moon, technically speaking someone can ask for some or all of their money back from their bank without even talking to you whenever they want and GoCardless will give it to them.
But as I said, blue moon. I did this to an electricity company that had failed to close my account 3 times, walked into the bank, asked for 6 months DD payments back. Bank did it with no quibbles.
Re: Our weekend hack on GoCardless - HipBucket
#13I got incredibly excited about GoCardless... then I realised that it's UK only. Sigh. I guess the best we have in the US is Dwolla.
GoCardless is built on top of the Direct Debit scheme, which is pretty great. Some details about DD here: https://gocardless.com/direct_debit Fun fact: Without scaremongering, as I'm certain it happens once in a blue moon, technically speaking someone can ask for some or all of their money back from their bank without even talking to you whenever they want and GoCardless will give it to them. But as I said, blue moon…
Yep, direct debit is great (I'm originally from the UK). The US doesn't really seem to have an equivalent, though- you can do direct transactions on a checking account by giving those details to a provider, but then you end up having to maintain a balance with that provider (e.g. Dwolla). Pretty awkward.
Re: Our weekend hack on GoCardless - HipBucket
#14Earlier quoted context omitted.
GoCardless is built on top of the Direct Debit scheme, which is pretty great. Some details about DD here: https://gocardless.com/direct_debit Fun fact: Without scaremongering, as I'm certain it happens once in a blue moon, technically speaking someone can ask for some or all of their money back from their bank without even talking to you whenever they want and GoCardless will give it to them. But as I said, blue moon…
Yep, direct debit is great (I'm originally from the UK). The US doesn't really seem to have an equivalent, though- you can do direct transactions on a checking account by giving those details to a provider, but then you end up having to maintain a balance with that provider (e.g. Dwolla). Pretty awkward.
it's great, unless you're on the other side of the fence. a customer decides that you don't deserve the money for the product you shipped, and requests the money back. without even bothering to clarify what's wrong. and there's absolutely nothing you can do about it.
well, technically there is, but is it worth 5-10£ in losses? no. and you loose. and customer gains. everyone's happy.
PS. I'm ranting, because my wife just sold on her online shop something to a customer, who then went to a bank and said they can't remember making this payment. so bank charged paypal, and paypal removed the funds. we raised a dispute, but got a standard answer of 'wait 75days and see what the bank decides, the decision will be final. bye.'
Re: Our weekend hack on GoCardless - HipBucket
#15Earlier quoted context omitted.
Yep, direct debit is great (I'm originally from the UK). The US doesn't really seem to have an equivalent, though- you can do direct transactions on a checking account by giving those details to a provider, but then you end up having to maintain a balance with that provider (e.g. Dwolla). Pretty awkward.
it's great, unless you're on the other side of the fence. a customer decides that you don't deserve the money for the product you shipped, and requests the money back. without even bothering to clarify what's wrong. and there's absolutely nothing you can do about it. well, technically there is, but is it worth 5-10£ in losses? no. and you loose. and customer gains. everyone's happy. PS. I'm ranting, because my wife j…
I think that's PayPal specifically. They have a reputation for repeatedly doing exactly this, especially on eBay transactions.
Re: Our weekend hack on GoCardless - HipBucket
#16Earlier quoted context omitted.
it's great, unless you're on the other side of the fence. a customer decides that you don't deserve the money for the product you shipped, and requests the money back. without even bothering to clarify what's wrong. and there's absolutely nothing you can do about it. well, technically there is, but is it worth 5-10£ in losses? no. and you loose. and customer gains. everyone's happy. PS. I'm ranting, because my wife j…
I think that's PayPal specifically. They have a reputation for repeatedly doing exactly this, especially on eBay transactions.
so how would that work in the DD scenario? someone goes to a bank and asks for 6 months of payments back, what happens to me (the seller)?
Re: Our weekend hack on GoCardless - HipBucket
#17Earlier quoted context omitted.
I think that's PayPal specifically. They have a reputation for repeatedly doing exactly this, especially on eBay transactions.
so how would that work in the DD scenario? someone goes to a bank and asks for 6 months of payments back, what happens to me (the seller)?
To be honest, I don't know. But the same applies to credit cards- I can walk into a store, buy something, then phone up my credit card provider and reverse the transaction.
It just happens with Paypal far more often, and their investigation process is much less transparent.
Re: Our weekend hack on GoCardless - HipBucket
#18"HipBucket is the Doodle for online payments" was the first thing my eyes were drawn to, yet this sentence is difficult to process--maybe you could reword this? It looks like a cool idea though!
Re: Our weekend hack on GoCardless - HipBucket
#19"HipBucket is the Doodle for online payments" was the first thing my eyes were drawn to, yet this sentence is difficult to process--maybe you could reword this? It looks like a cool idea though!
Would "HipBucket - online payments inspired by Doodle" be better?
Re: Our weekend hack on GoCardless - HipBucket
#20"HipBucket is the Doodle for online payments" was the first thing my eyes were drawn to, yet this sentence is difficult to process--maybe you could reword this? It looks like a cool idea though!
Would "HipBucket - online payments inspired by Doodle" be better?
I agree with the above poster. Importantly, Doodle isn't a strong enough brand to capture your point quickly and sharply.
It's important to pay respect to Doodle; however, you need to capitalise on that first sentence. I think something more to the order of, "HipBucket lets you collect payments through a single link, safely and easily."
edit: And obviously pay due respect to Doodle in a later sentence. And I love GoCardless.