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Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

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Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#11

I have switched to prepaid gift cards instead of giving apps the right to take money from my bank account. No payment information linked to Google- got burned by auto renewal once and never again.

Why not just setup virtual card service like privacy? Been using them for the last few years. It has been too damn good so far. I just hope they do not get greedy in the neae future. Not sire why the personal banking does not do this already.

Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#12

I have switched to prepaid gift cards instead of giving apps the right to take money from my bank account. No payment information linked to Google- got burned by auto renewal once and never again.

Makes sense for a subscription you're only keeping for a few months to watch a couple shows anyway.

Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#13

I have switched to prepaid gift cards instead of giving apps the right to take money from my bank account. No payment information linked to Google- got burned by auto renewal once and never again.

Why not just setup virtual card service like privacy? Been using them for the last few years. It has been too damn good so far. I just hope they do not get greedy in the neae future. Not sire why the personal banking does not do this already.

> Not sire why the personal banking does not do this already.

Bank of America used to do this. It was a flash program that generated the numbers and of course once flash was discontinued they didn’t care enough to port the program over to a modern web app.

Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#14
post #10
post #7

I prefer that the government doesn't go too heavy handed with the rule and try to solve all problems with requirements such as maintaining detailed phone records. We don't want huge costs of compliance making it harder for small players to enter the market. I think the rule of "sign up online, cancel online using a clearly visible option in the account settings", plus the legalese to cover corner cases, would be a hu…

How many interstitials would you allow after the clearly visible option in the account settings?

The same amount it takes to sign up

Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#15

I have switched to prepaid gift cards instead of giving apps the right to take money from my bank account. No payment information linked to Google- got burned by auto renewal once and never again.

I have not used it myself, but you may be interested in https://privacy.com/

I use it all the time, and it is fantastic

You get a new credit card number for every service, and can put any limit you want on the card.

So my Netflix card is capped at $10 a month

My trial signup cards are capped at $2 for their lifespan

My gym card is capped at $10 per month, and cancelled when I want to leave.

It's just a fantastic service.

Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#16

I have switched to prepaid gift cards instead of giving apps the right to take money from my bank account. No payment information linked to Google- got burned by auto renewal once and never again.

I have not used it myself, but you may be interested in https://privacy.com/

Very US-only... though Revolut does something similar enough for people in their service-area (which includes most of europe at least)

Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#17
post #7

I prefer that the government doesn't go too heavy handed with the rule and try to solve all problems with requirements such as maintaining detailed phone records. We don't want huge costs of compliance making it harder for small players to enter the market. I think the rule of "sign up online, cancel online using a clearly visible option in the account settings", plus the legalese to cover corner cases, would be a hu…

> We don't want huge costs of compliance making it harder for small players to enter the market.

As the same time, I would love to see cost build up when the large players grow larger. Maybe some form of enforcement tiers -- you need to do this or that when you have this many of users.

Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#18

Earlier quoted context omitted.

Not paying a debt you legitimately owe doesn’t eliminate the legitimacy of the debt. Most app owners probably won’t take any further action against you because it’s not usually worth the time and money (at least in the US), but they’re entitled to. If they sell your debt to a debt collector, have fun with that. (Tangent: there is usually a certain number of years of inaction after which they can’t go after you for th…

Generally they'll try to bill for the next month of service, be unsuccessful, and then cut off the user. No further angst.

True but it's good to have reminders that this isn't universal behaviour. Say, in Germany the local companies (even purely online services) have no qualms about sending your bills to collections if you just stop paying.

Re: Disney, Netflix, and more are fighting FTC's 'click to cancel' proposal

#19
post #16

Earlier quoted context omitted.

I have not used it myself, but you may be interested in https://privacy.com/

Very US-only... though Revolut does something similar enough for people in their service-area (which includes most of europe at least)

Yep. Revolut let’s one create new virtual cards on demand (for recurring purchases), as well as virtual cards that get cancelled after a single purchase.
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