All About Skimmers • Hacker News Board

Re: All About Skimmers

#11

Post by myself248 » Sat, Jun 10, 2023, 9:26 PM UTC

asnyder wrote: post #7

ck2 wrote: post #4

I realize the logic is criminals go where the money is but crime is just so weird. I mean unless it's a one-shot deal, sooner or later you are going to be caught and then end up with consequences for everything. Yeah I know, not deep thinkers but still, this is way more effort than smash'n'grab car windows in the parking lot, they have to think out a little in the future with that level of commitment.

I was a victim of skimming on my Revolut card at an Allpoint ATM within their network. Despite the clear evidence, police report, and evidence from the skimmed withdrawal ATM camera clearly showing the withdrawal without my card, Revolut essentially bunted and all but admitted (via a month of disjointed back and forths with what seemed liked 50+ reps) they don't deal, reimburse, or follow-up with skimming leaving me…

I don't recognize either of those names so I guess they're not nationwide, but has the local news covered this at all? Surely others must've been impacted. Have you reached out to any reporters?

Re: All About Skimmers

#12

Post by asnyder » Sun, Jun 11, 2023, 9:06 AM UTC

myself248 wrote: post #11

asnyder wrote: post #7

Earlier quoted context omitted.

I was a victim of skimming on my Revolut card at an Allpoint ATM within their network. Despite the clear evidence, police report, and evidence from the skimmed withdrawal ATM camera clearly showing the withdrawal without my card, Revolut essentially bunted and all but admitted (via a month of disjointed back and forths with what seemed liked 50+ reps) they don't deal, reimburse, or follow-up with skimming leaving me…

I don't recognize either of those names so I guess they're not nationwide, but has the local news covered this at all? Surely others must've been impacted. Have you reached out to any reporters?

Revolut is nationwide, but they're more known in Europe. They're one of those "modern finance app bank/not-bank" services, similar to Wise, etc., but Wise has much better service and accountability. Allpoint is an ATM network that many of these non-bank, or smaller banks use to allow them to adopt an ATM network without having to create their own.

Yes, others have been impacted as a Google search quickly reveals. Skimming is rampant in NYC so can be hard to get press attention for something so common, and frankly the whole process has been exhausting. Even filing a police report to get the police involved required an absurd number of steps and games of precinct hot-potato as they all say "Not it". Is the precinct where the card was skimmed, the card used, or where I live responsible? Ultimately (after numerous treks to the different precincts in different parts of the Borough) the NYPD decided it's the precinct where I live despite it being neither where I was skimmed or the fraudulent transactions took place.

Will reach out to the banking authorities and local press after I get the latest update from the NYPD. Again, just exhausting.

Re: All About Skimmers

#13

Post by DANmode » Sun, Jun 11, 2023, 5:57 PM UTC

avidiax wrote: post #5

ck2 wrote: post #4

I realize the logic is criminals go where the money is but crime is just so weird. I mean unless it's a one-shot deal, sooner or later you are going to be caught and then end up with consequences for everything. Yeah I know, not deep thinkers but still, this is way more effort than smash'n'grab car windows in the parking lot, they have to think out a little in the future with that level of commitment.

The genius is coming up with the skimmer kits and selling them for $1k-$5k. Or you discount the hardware but encrypt the data and charge a fee per card to decrypt.

One is greyhat hardware retail¹, the other is directly aiding and abetting pretty serious crime.

¹Dependent on jurisdiction