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Is my advice too mercenary?

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Re: Is my advice too mercenary?

#11

It truly is shocking that health insurance is tied to employment status. I really think this is a large part of the trend towards overt ruthlessness in the USA, no one has their back so they have no ones back, as people age and experience medical bankruptcy (or narrowly avoid it at great cost) they are realizing this ruthlessness in our system.

> It truly is shocking that health insurance is tied to employment status. I think "annoying" is a better description. It's not shocking at all, it was a fairly predictable outcome given the situation. It is really annoying that we haven't managed to walk it back to something more reasonable since then.

Candidly, do you mind flushing out what you mean here by a fairly predictable outcome given the situation?

Re: Is my advice too mercenary?

#12
post #2

I can imagine a lot of new graduates having trouble with this: > I think many people, especially those newer to the working world, underestimate just how ruthless and sociopathic our late-stage Capitalist working conditions really are [...] I’d love to live in a world where less mercenary advice wasn’t dangerous, but that’s not our world.

That's OK, they'll refer back to posts like this if[1] they get burned once or twice. I think its the sort of thing most have to experience themselves before they believe it rather than accepting it's true up front.

[1] Who knows, maybe they'll be one of the lucky few who don't get burned.

Re: Is my advice too mercenary?

#13

It truly is shocking that health insurance is tied to employment status. I really think this is a large part of the trend towards overt ruthlessness in the USA, no one has their back so they have no ones back, as people age and experience medical bankruptcy (or narrowly avoid it at great cost) they are realizing this ruthlessness in our system.

> It truly is shocking that health insurance is tied to employment status. I think "annoying" is a better description. It's not shocking at all, it was a fairly predictable outcome given the situation. It is really annoying that we haven't managed to walk it back to something more reasonable since then.

Maybe annoying to you. American shit hole healthcare is a matter of life and death for some.

Re: Is my advice too mercenary?

#14
Thank you for this! I have been raised in and appreciate a Machiavellian approach to society, especially upwards mobility.

I have no sympathy for workplace advice that attempts to coddle someone who cannot psychologically operate in a world told more truthfully. “Mercenary” advice works in this environment, being more like a mercenary, a “sell sword”, is a pragmatic approach than being gaslit by the company’s “were a team” chant. This is why Netflix’s older culture document resonated with so many people, its appealing! Intruiging! Truthful! Refreshing!

Many of us can psychologically operate in a world so unforgiving and its a more effective tool for improving financial and healthcare stability, whether that includes an employer or [eventually] doesnt.

There are selective pressures towards people that can perceive reality accurately and use it to their advantage. another population relies on not perceiving reality at all to maintain a view that makes them happy enough to tolerate the mundane, and another population perceives reality accurately and it exacerbates chemical imbalances in their mind such that their chronic depression keeps them useless to society, which by definition means selective pressures against those traits.

Re: Is my advice too mercenary?

#15

It truly is shocking that health insurance is tied to employment status. I really think this is a large part of the trend towards overt ruthlessness in the USA, no one has their back so they have no ones back, as people age and experience medical bankruptcy (or narrowly avoid it at great cost) they are realizing this ruthlessness in our system.

I'm assuming this is by design to keep the US population "on their toes" and at work doing productive things. Otherwise why would it be tied to employment?

That’s right. Bosses love it so it’s not going to change until workers force it to.

Re: Is my advice too mercenary?

#16

It truly is shocking that health insurance is tied to employment status. I really think this is a large part of the trend towards overt ruthlessness in the USA, no one has their back so they have no ones back, as people age and experience medical bankruptcy (or narrowly avoid it at great cost) they are realizing this ruthlessness in our system.

I'm assuming this is by design to keep the US population "on their toes" and at work doing productive things. Otherwise why would it be tied to employment?

The origin of the tie between US employment and healthcare was during the Second World War when wage controls were put into place. Employers competed for workers by adding benefits packages, which later became ossified and further entrenched with exemptions in the tax code.

Re: Is my advice too mercenary?

#17
At the end of his book AMP it up, Frank Slootman provides some career tips. The things he focuses on. 1. Join a company that's growing and moving up. He talks about getting in the elevator by joining the right company. And how everyone during certain years at Microsoft did well (just one example). 2. Next he recommends ignoring compensation in the early days of your career.

I see this at my company sometimes. Mid level engineer will switch from Stream to Google and be surprised that the comp is higher. Of course it's higher, what you're sacrificing is career growth. Early on in your career thats usually not the right move. (of course some people crush it at google. google is probably not the best example, while slower than a fast growing startup its still doing well. Someone else joined the FT or some public companies that literally don't grow.

https://www.saastr.com/why-if-you-quit-every-year-you-wont-m...

If you care about total comp the best options are.A. Grow your expertise so that you can join a FAANG company at a director level. B. Join a series A/B company and hope you can impact it enough to reach a good outcome.

The other thing people dont get it is that you're not negotiating salary once. You have to continue to deliver that value to the company. So if you sell yourself really well, get a massive salary, at some point the company will notice that you're not driving that much value. As an example see the people who joined Fast. I'd look for companies that share their revenue numbers with their team and are transparent.

Sometimes companies that pay the best are also under water in their stock options since they raised at a 200x revenue valuation. It gives them a lot of resources to pay top dollar, but its also more similar to joining a company where you don't get upside.

Not to be misunderstood, in general it's good to take the higher salary. Some people just don't negotiate well and some companies take advantage of that. (Still many engineers in the EU at <40k). You just want to make sure you understand the full picture and not focus only on salary.

Re: Is my advice too mercenary?

#18

It truly is shocking that health insurance is tied to employment status. I really think this is a large part of the trend towards overt ruthlessness in the USA, no one has their back so they have no ones back, as people age and experience medical bankruptcy (or narrowly avoid it at great cost) they are realizing this ruthlessness in our system.

As people age they do get “free” insurance from Medicare. And if a white collar worker experiences downward mobility they can qualify for free or cheap insurance through the Medicaid and Affordable Care Act provisions.

Re: Is my advice too mercenary?

#19

It truly is shocking that health insurance is tied to employment status. I really think this is a large part of the trend towards overt ruthlessness in the USA, no one has their back so they have no ones back, as people age and experience medical bankruptcy (or narrowly avoid it at great cost) they are realizing this ruthlessness in our system.

I'm assuming this is by design to keep the US population "on their toes" and at work doing productive things. Otherwise why would it be tied to employment?

Health insurance is "tied to employment" because of wage controls that were implemented in WWII. Employers still had trouble hiring people, and because they were prohibited from raising wages, they had to find other ways to attract people: benefits. Health insurance then became a popular benefit.

Also, note that you can buy your own health insurance in the US. You are not required to use health insurance provided by an employer.

Re: Is my advice too mercenary?

#20

It truly is shocking that health insurance is tied to employment status. I really think this is a large part of the trend towards overt ruthlessness in the USA, no one has their back so they have no ones back, as people age and experience medical bankruptcy (or narrowly avoid it at great cost) they are realizing this ruthlessness in our system.

> It truly is shocking that health insurance is tied to employment status. I think "annoying" is a better description. It's not shocking at all, it was a fairly predictable outcome given the situation. It is really annoying that we haven't managed to walk it back to something more reasonable since then.

“Annoying” for me would be stepping on a small LEGO. As a Canadian, I think that the US healthcare system exists in a first world country is absolutely “shocking”.
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