Google and Microsoft banned this small business. Are we meant to believe they are coordinating to step on the little guy? Despite the hundreds of thousands of small businesses that do advertise successfully on these search engines? Somehow this does not seem likely to me. I suspect there is some other relevant factor that you are not telling us.
It wouldn't be unheard of a small business being virtually sentenced to death because the opaque byzantine maze of unwritten rules got triggered by some keywords or automated systems. I prefer to give the benefit of the doubt here.
Opinions are my own.
Tbh, any ads with the phrase "get out of debt" sounds very shady to me. I wouldn't give it the benefits of doubt personally.
> Microsoft never answered at all. After two weeks of silence I reached out to them myself, and the agent tried to be nice, but the phrase “I understand your feelings, but, I’m afraid you’re banned for life and this cannot be changed” just broke me.
If two companies with 100% different spam & abuse systems detected something wrong with this ads, I have the feeling we're not hearing the full story here. Microsoft even went to the extreme of "ban-for-life".