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nCino S-1

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Re: nCino S-1

#11

Post by ccn0p »

yingw787 wrote: post #7

This is the first time I've heard of nCino. I haven't seen it mentioned on HN before. Yet it's probably more successful than many of our own ventures might be. A good reminder to stay humble and to always keep business fundamentals in mind.

At $100M revenue you can upgrade "probably" to "absolutely" and "many" to "most".

Re: nCino S-1

#12

Post by wayoutthere »

kovek wrote: post #4

> nCino is a leading global provider of cloud-based software for financial institutions. We empower banks and credit unions with the technology they need to meet ever-changing client expectations and regulatory requirements, gain increased visibility into their operations and performance, replace legacy systems, and operate digitally and more competitively. Our solution, the nCino Bank Operating System, digitizes, au…

It's built on Salesforce. They serve mostly mid-size regional banks. It's honestly super cheap for what it is -- its no wonder they're gaining as much traction as they are.

Re: nCino S-1

#13

Post by einarvollset »

yingw787 wrote: post #7

This is the first time I've heard of nCino. I haven't seen it mentioned on HN before. Yet it's probably more successful than many of our own ventures might be. A good reminder to stay humble and to always keep business fundamentals in mind.

Relevant: https://tinyseed.com/latest/measuring-the-depth-of-the-softw...

(Disclosure: yes I wrote it)

Re: nCino S-1

#16

Post by anonu »

A $billion+ fintech unicorn nobody has ever heard of. This just reminds me that opportunities abound, especially to focus on particular workflows that are sometimes buried in the b2b world...

Re: nCino S-1

#17

Post by texasbigdata »

kovek wrote: post #5
davidw wrote: post #2

Oh, look, yet another company founded by an immigrant.

Is there some idea you'd like to share?

It's a recycled idea from mary meeker. She appendixes immigrant founder lists to her internet report. It's very impressive and has some real societal implications (perhaps) for how we should address immigration policy.

Re: nCino S-1

#18

Post by ed25519FUUU »

briefcomment wrote: post #14
davidw wrote: post #2

Oh, look, yet another company founded by an immigrant.

How do you know the founder is an immigrant? Edit: Founder is from South Africa, didn't see that in my initial search.

I’m speculating that they looked at the name and made that assumption, which would be all kinds of problematic on its own.

Re: nCino S-1

#19

Post by ThomPete »

_nhynes wrote: post #9
davidw wrote: post #6

Earlier quoted context omitted.

Immigrants are a net positive for the economy!

Indeed. A.S. G^2P was meant to chide the current administration for the (clearly very political) travel bans [0], temporary (??) suspension of visas (incl. H1-B) [1], and general racist isolationism. [0]: https://www.whitehouse.gov/presidential-actions/proclamation... [1]: https://www.npr.org/2020/06/20/881245867/trump-expected-to-s...

For what it's worth H1Bs were being misused by indian tech companies who got the majority of them [1] because the salary requirements haden't been updated for decades [2]

That meant the ability to undercut american workers.

I don't think there is anything racist about that.

[1] https://www.economist.com/united-states/2017/02/09/h-1b-visa...

[2] https://alj.artrepreneur.com/h1b-visa-crackdown/#:~:text=Cur....

Re: nCino S-1

#20

Post by davidw »

ed25519FUUU wrote: post #18
briefcomment wrote: post #14

Earlier quoted context omitted.

How do you know the founder is an immigrant? Edit: Founder is from South Africa, didn't see that in my initial search.

I’m speculating that they looked at the name and made that assumption, which would be all kinds of problematic on its own.

Or you could, you know, Google the person, rather than making assumptions based on their name.
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