The mortality rate is not the only consideration. People don't want to die, sure, but they also don't want to spend a couple of weeks in the hospital. And that risk, even for those under 65, is much, much higher: at least 1 in 100 (Source: https://www1.nyc.gov/site/doh/covid/covid-19-data.page ). Not only do individuals not want to spend time in the hospital, we as a society don't want them there either. Assuming we…
Under 65:
7.4M people
1.55M infected
26,000 hospitalizations
4,548 "healthy" hospitalizations (16% of deaths under 65 have no comorbidities. Using same rate here).
800k-1.2M infected w/o comorbidities depending on "healthy rate"
4,548 / 1M = 0.45%