I saw a statistic that 0.25% of NYC’s population has already died from Coronavirus (15k/6m). It seems worse there due to the density, and similarly dense cities like London are in the same boat.
Risk is not additive. The median age for covid deaths is well into the late 70s, which means that there is a high risk of death in the same period anyway would the person not have been infected with covid.
The overall mortality numbers will be up, but throwing that stat out there is hugely misleading.