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Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

abovethelaw.com

11–20 of 41 posts

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#11
For people who don't understand, they are denying him admission based on his decision to stay on at the public defender instead of quiting and finding likely nonexistent higher paying work to service his exorbitant albeit average student loan debt. This is completely unacceptable micromanaging by the Ohio Supreme Court here and if I were the guy I would keep fighting this. Character and fitness deals merely with a person's honesty and likelihood of not abusing the legal system; not his personal decisions regarding his personal finances that are in no way unusual for a law school graduate. Apparently the members of the OSC graduated 40 years ago when law school tuition was $400/yr. This case is ridiculous; there must be thousands of people in his exact position who passed readily.

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#12
post #6

I think it is also a significant indicator that he has $16,500 in credit card debt which he also can't pay off. That sounds to me more like he has serious problems around understanding his financial responsibilities than a law student who was required to rack up a large student loan but was doing their best to control it. I am not convinced by some of the indignant tone of the article either - maybe they have no righ…

That's about $5,000/year while enrolled in law school. Is it _that_ bad?

Usually the financial aid office includes (extra) generous allowances for food, travel, and rent expenses that may be included in your student loans. Any credit card debt is on top of all of that.

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#13

For people who don't understand, they are denying him admission based on his decision to stay on at the public defender instead of quiting and finding likely nonexistent higher paying work to service his exorbitant albeit average student loan debt. This is completely unacceptable micromanaging by the Ohio Supreme Court here and if I were the guy I would keep fighting this. Character and fitness deals merely with a pe…

From the article it seems that he's made no payment on his loan at all, even though he had a job and no substantial outgoings, but rather defaulted. He tried to declare bankruptcy to clear his loan rather than trying to pay it off.

That is an attempt to abuse the legal system.

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#14
post #13

For people who don't understand, they are denying him admission based on his decision to stay on at the public defender instead of quiting and finding likely nonexistent higher paying work to service his exorbitant albeit average student loan debt. This is completely unacceptable micromanaging by the Ohio Supreme Court here and if I were the guy I would keep fighting this. Character and fitness deals merely with a pe…

From the article it seems that he's made no payment on his loan at all, even though he had a job and no substantial outgoings, but rather defaulted. He tried to declare bankruptcy to clear his loan rather than trying to pay it off. That is an attempt to abuse the legal system.

I don't understand your comment. Student loans can't be discharged in bankruptcy.

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#15
post #14
post #13

Earlier quoted context omitted.

From the article it seems that he's made no payment on his loan at all, even though he had a job and no substantial outgoings, but rather defaulted. He tried to declare bankruptcy to clear his loan rather than trying to pay it off. That is an attempt to abuse the legal system.

I don't understand your comment. Student loans can't be discharged in bankruptcy.

They cannot. He was trying to anyways. Quoting the article which is quoting the court:

  The applicant testified that during the pendency of the   
  bankruptcy proceeding, the payments on his student loan 
  obligation would be greatly reduced. ... the panel 
  observed that the only debt that could be discharged in a 
  bankruptcy proceeding would be the applicant’s $16,500 in 
  consumer debt, as the applicant’s $170,000 in student 
  loans are nondischargeable in bankruptcy.

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#16
post #6

Earlier quoted context omitted.

That's about $5,000/year while enrolled in law school. Is it _that_ bad?

Usually the financial aid office includes (extra) generous allowances for food, travel, and rent expenses that may be included in your student loans. Any credit card debt is on top of all of that.

He has a daughter and might be supporting his mother as well. My parents raised me and my sister off of student loans and credit cards while they were going to school. I think it is pretty common if you have a family to raise.

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#17

For people who don't understand, they are denying him admission based on his decision to stay on at the public defender instead of quiting and finding likely nonexistent higher paying work to service his exorbitant albeit average student loan debt. This is completely unacceptable micromanaging by the Ohio Supreme Court here and if I were the guy I would keep fighting this. Character and fitness deals merely with a pe…

> they are denying him admission based on his decision to stay on at the public defender instead of quiting and finding likely nonexistent higher paying work to service his exorbitant albeit average student loan debt.

That's incorrect. It's because he's not...

"seeking full-time employment, which he acknowledges would give him a better opportunity to pay his obligations and possibly qualify him for an additional deferment of his student-loan obligation."

So, he admits that he could do a better job at paying his obligations and could also not default on his loan obligations. In other words...

He has already admitted that he has chosen not to work to pay back his loans.

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#19
post #6

Earlier quoted context omitted.

That's about $5,000/year while enrolled in law school. Is it _that_ bad?

Usually the financial aid office includes (extra) generous allowances for food, travel, and rent expenses that may be included in your student loans. Any credit card debt is on top of all of that.

We obviously don't know whether his loans included those expenses, or not. Even if they did, we don't know if unexpected expenses came up; for instance, those related to having a daughter. Nor is it our business, or the Ohio Supreme Court's.

Re: Character & Fitness Fail for Law Graduate With ‘No Plan’ To Pay Off His Debts

#20

For people who don't understand, they are denying him admission based on his decision to stay on at the public defender instead of quiting and finding likely nonexistent higher paying work to service his exorbitant albeit average student loan debt. This is completely unacceptable micromanaging by the Ohio Supreme Court here and if I were the guy I would keep fighting this. Character and fitness deals merely with a pe…

> they are denying him admission based on his decision to stay on at the public defender instead of quiting and finding likely nonexistent higher paying work to service his exorbitant albeit average student loan debt. That's incorrect. It's because he's not... "seeking full-time employment, which he acknowledges would give him a better opportunity to pay his obligations and possibly qualify him for an additional defe…

That isn't illegal or immoral.
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