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Uber Visa Card

uber.com

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Re: Uber Visa Card

#11

Post by pcurve »

Halladie7 wrote: post #6
benoits wrote: post #2

so it's just another random visa card without any special discount (cashback) on uber rides? Is there any point to this?

At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee. You can also use the points for Uber credits.

These are good terms. In fact, too good. Based on my experience, once credit card company reels in enough customer base, they will revise down rewards. But these should be good for at least a year.

Re: Uber Visa Card

#12

Post by babaganoosh89 »

Halladie7 wrote: post #6
benoits wrote: post #2

so it's just another random visa card without any special discount (cashback) on uber rides? Is there any point to this?

At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee. You can also use the points for Uber credits.

4% on dining is actually the highest category rewards for restaurants right now. Next highest card is 3%. So this card definitely has a niche.

Re: Uber Visa Card

#14

Post by tedmiston »

Halladie7 wrote: post #6
benoits wrote: post #2

so it's just another random visa card without any special discount (cashback) on uber rides? Is there any point to this?

At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee. You can also use the points for Uber credits.

> 4% on dining

It sounds like 4% is only if you redeem points for Uber credits.

The fine print sounds like cash back redemptions are at a flat 1%:

> Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value.

Re: Uber Visa Card

#15

Post by tedmiston »

dudus wrote: post #3
benoits wrote: post #2

so it's just another random visa card without any special discount (cashback) on uber rides? Is there any point to this?

I'm not an expert on of any sorts. But these cashback values are much better than my current credit card. And I pay an $100 a year fee for mine. This one is free. It just seems a very solid card.

> But these cashback values are much better than my current credit card.

The page is misleading — those percentages aren't cash back values, they're for if you redeem as Uber credits; only 1% if you redeem as cash back.

Re: Uber Visa Card

#16

Post by tedmiston »

tedmiston wrote: post #15
dudus wrote: post #3

Earlier quoted context omitted.

I'm not an expert on of any sorts. But these cashback values are much better than my current credit card. And I pay an $100 a year fee for mine. This one is free. It just seems a very solid card.

> But these cashback values are much better than my current credit card. The page is misleading — those percentages aren't cash back values, they're for if you redeem as Uber credits; only 1% if you redeem as cash back.

My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825.

Re: Uber Visa Card

#17

Post by tedmiston »

tedmiston wrote: post #14
Halladie7 wrote: post #6

Earlier quoted context omitted.

At first glance it actually looks like a pretty good card in terms of rewards. If I didn't have 3 cards that provide basically the same rewards, I would get it. 4% on dining, 3% on travel and 2% on online purchases is very nice. The $100 credit for $500 spent in 3 months is also generous. No annual fee. You can also use the points for Uber credits.

> 4% on dining It sounds like 4% is only if you redeem points for Uber credits. The fine print sounds like cash back redemptions are at a flat 1%: > Points can be redeemed for Uber credits directly in the Uber app. Points can also be redeemed for cash back or gift cards. All redemptions are at a 1% value.

My interpretation here of the fine print was incorrect. See https://news.ycombinator.com/item?id=15567825.
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