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Google Shutting Down Wallet Card

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Re: Google Shutting Down Wallet Card

#11

Post by mplewis »

grahamburger wrote: post #10
curt15 wrote: post #9

Earlier quoted context omitted.

While Apple Pay adds dozens of banks each month, the list of Android Pay participating banks seems to have barely budged since the beginning ( https://support.google.com/androidpay/answer/6314169?hl=en ). In particular, Chase still doesn't work with Android Pay.

Honest question, I must be missing something here - Why does your bank need to participate? I just add the card number from any credit or debit card and tap to pay just works. I don't use any of the banks on the supported list. EDIT: Taking a stab at answering my own question - it looks like you can only set up ACH drafts from the list of supported banks, but as far as I can tell you can use any major credit card to…

Are you talking about Android Pay, or Samsung Pay?

Re: Google Shutting Down Wallet Card

#12

Post by grahamburger »

cakes wrote: post #7

This really is too bad, was convenient at some points for me. Any good suggestions that are of the similar load-and-use-as-needed variety?

If you're using a Wallet card now you should get an email about this from Google. They have two cards they suggest moving to, Simple and one from Amex. Looks like they're both giving $20 to users who migrate from Google Wallet.

Re: Google Shutting Down Wallet Card

#13

Post by grahamburger »

mplewis wrote: post #11
grahamburger wrote: post #10

Earlier quoted context omitted.

Honest question, I must be missing something here - Why does your bank need to participate? I just add the card number from any credit or debit card and tap to pay just works. I don't use any of the banks on the supported list. EDIT: Taking a stab at answering my own question - it looks like you can only set up ACH drafts from the list of supported banks, but as far as I can tell you can use any major credit card to…

Are you talking about Android Pay, or Samsung Pay?

Android Pay

Re: Google Shutting Down Wallet Card

#14

Post by toomuchtodo »

grahamburger wrote: post #10
curt15 wrote: post #9

Earlier quoted context omitted.

While Apple Pay adds dozens of banks each month, the list of Android Pay participating banks seems to have barely budged since the beginning ( https://support.google.com/androidpay/answer/6314169?hl=en ). In particular, Chase still doesn't work with Android Pay.

Honest question, I must be missing something here - Why does your bank need to participate? I just add the card number from any credit or debit card and tap to pay just works. I don't use any of the banks on the supported list. EDIT: Taking a stab at answering my own question - it looks like you can only set up ACH drafts from the list of supported banks, but as far as I can tell you can use any major credit card to…

Because Apple/Android Pay are token systems that require integrations with a bank's backend systems.

EDIT: Apple uses a tokenized system, each transaction nets them a fee. Google has a hack for the payment network, it costs them for each transaction.

Re: Google Shutting Down Wallet Card

#15

Post by grahamburger »

toomuchtodo wrote: post #14
grahamburger wrote: post #10

Earlier quoted context omitted.

Honest question, I must be missing something here - Why does your bank need to participate? I just add the card number from any credit or debit card and tap to pay just works. I don't use any of the banks on the supported list. EDIT: Taking a stab at answering my own question - it looks like you can only set up ACH drafts from the list of supported banks, but as far as I can tell you can use any major credit card to…

Because Apple/Android Pay are token systems that require integrations with a bank's backend systems. EDIT: Apple uses a tokenized system, each transaction nets them a fee. Google has a hack for the payment network, it costs them for each transaction.

Then why does it work for me without said integration?

Re: Google Shutting Down Wallet Card

#16

Post by fluxquanta »

kaeawc wrote: post #3

I am sad about this. I've used the card since it came out years ago. Reloading, paying, canceling, renewing, locking were all so super easy. Only reason I didn't switch to Simple was because of the existence of Google Wallet + card, guess I'll be looking into that now.

Anecdotal, but I've used Simple for almost two years and while the mobile app really is great, the biggest benefit I've gotten out of it is the "Goals" feature. Surely there are other budgeting systems out there that do the same thing (be they software like YNAB or just being better with money in general), in my case having it all integrated with my bank really changed my spending habits and as a result I've paid off all of my revolving credit card debt and I am now a much more responsible spender.

Re: Google Shutting Down Wallet Card

#17

Post by superkamiguru »

blakesterz wrote: post #2

hmm, not even sure what that was. I know this sounds like sour grapes complaining so feel free to read it in Verruca Salt's voice if you want... This is why I am scared to try anything new from Google. I know why they do it, I know how they do things, I totally get it, but it does not make it better. I know they like trying new things. I know they're not afraid to get rid of things that aren't performing like they wa…

it was a round about way to resolve the issue that google wallet/android pay wasn't accepted at many places. The solution is about as dumb as it sounds. I liked it because it was a really quick and easy debit card essentially. So I would use it at places I didn't trust since I could limit the amount on the card.

Re: Google Shutting Down Wallet Card

#18

Post by mmanfrin »

mchahn wrote: post #4

This makes it obvious how successful the Wallet Card was, I wonder how well Google Pay is doing. I would not have even heard about Google pay if I wasn't on HN, and I have used Android from the beginning.

I use Android Pay whenever I can -- it's near instant whereas the new chip cards take a comparably long time.

Re: Google Shutting Down Wallet Card

#20

Post by onetimePete »

blakesterz wrote: post #2

hmm, not even sure what that was. I know this sounds like sour grapes complaining so feel free to read it in Verruca Salt's voice if you want... This is why I am scared to try anything new from Google. I know why they do it, I know how they do things, I totally get it, but it does not make it better. I know they like trying new things. I know they're not afraid to get rid of things that aren't performing like they wa…

It would be great if they at least open sourced failed experiments.
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