11–20 of 21 posts
Edit: I just opened this account for the purpose of posting this message using the 'new account' link on the login page. Yet the account shows as being 451 days old with a comment from that date, and karma to boot. What gives? A bug, or a (weird) feature?
How was the ~800% interest rate calculated? $245 / $35.18 = 696% daily interest rate, which annually is ... well, it's incomprehensibly huge. Anyway, overdraft fees aren't loans, they're fees, so it doesn't make a whole lot of sense to think in terms of the APR. I will agree with this -- that sort of transaction sorting is a terribly nasty business practice. Will any banks simply deny the charge if you don't have the…
These fees are just to get some money from the people that are too lazy / ignorant to read the fine print.
Call back and talk to another agent. Be polite and nice. Different agents will often act differently, but if are rude to them, will not let you get anything. Be polite. If that doesn't work, use social engineering. Tell them you set up overdraft protection with them 6 months ago (from the account that you transferred the $500 from) and ask why this did not cover the overdraft. They'll tell you there is none, tell the…
The thing that forced me to leave was a terrible experience I had selling my car.
I sold my car online and received a check from the buyer's bank. The funds were certified, 3-5 business days I should have had access to my money, right? It took 23 days before I received access to any of my money.
After receiving access to the funds, I visited my local WF branch, emptied out and closed my checking account. End of story.
Been using ING direct as a pseudo primary checking account and have been loving it. Have Chase checking accounts that I use as a mediator if I need to put physical money away.
Call back and talk to another agent. Be polite and nice. Different agents will often act differently, but if are rude to them, will not let you get anything. Be polite. If that doesn't work, use social engineering. Tell them you set up overdraft protection with them 6 months ago (from the account that you transferred the $500 from) and ask why this did not cover the overdraft. They'll tell you there is none, tell the…
Call back and talk to another agent. Be polite and nice. Different agents will often act differently, but if are rude to them, will not let you get anything. Be polite. If that doesn't work, use social engineering. Tell them you set up overdraft protection with them 6 months ago (from the account that you transferred the $500 from) and ask why this did not cover the overdraft. They'll tell you there is none, tell the…
I too am sick of this crap:
NON-WF ATM BAL INQUIRY FEE - $1.50 NON-WELLS FARGO ATM TRANSACTION FEE - $2.50
...in other words, Wells Fargo is too lazy to put an ATM within 1 mile of our house in a densely populated neighborhood in San Fran, and they charge ME for using someone else's (on top of the $2 charge to the ATM owner)? I don't know how that makes any sense.
I'm not gonna fight this battle, but I'm glad someone is.
How was the ~800% interest rate calculated? $245 / $35.18 = 696% daily interest rate, which annually is ... well, it's incomprehensibly huge. Anyway, overdraft fees aren't loans, they're fees, so it doesn't make a whole lot of sense to think in terms of the APR. I will agree with this -- that sort of transaction sorting is a terribly nasty business practice. Will any banks simply deny the charge if you don't have the…