What Apple Pay Could Mean for In-App Purchases
markokarppinen.com
What Apple Pay Could Mean for In-App Purchases
1–10 of 42 posts
Re: What Apple Pay Could Mean for In-App Purchases
#2He is wrong. In fact Apple charges the banks: http://www.bloomberg.com/news/2014-09-10/apple-said-to-reap-...
Which makes sense, when you read the technical details published earlier today here on HN: http://clover-developers.blogspot.de/2014/09/apple-pay.html
Re: What Apple Pay Could Mean for In-App Purchases
#3The Appstore revenue is dwarfed by hardware sales, with all of Appstore/iTunes revenue being less than 10% of iOS hardware sales.
Apple certainly doesn't NEED the 30%, but it's very doubtful they'd reduce it.
Re: What Apple Pay Could Mean for In-App Purchases
#4Anyone can point to the list of supported merchant/developer countries for Apple Pay? Or is there any plans to add new countries to apple appstore?
It is 2014 and I'm still unable to publish [any] apps on Apple app store and paid apps on Google Play... I'm based in Georgia, Europe.
Re: What Apple Pay Could Mean for In-App Purchases
#5Anyone can point to the list of supported merchant/developer countries for Apple Pay? Or is there any plans to add new countries to apple appstore? It is 2014 and I'm still unable to publish [any] apps on Apple app store and paid apps on Google Play... I'm based in Georgia, Europe.
Visit the iPhone 6 page and scroll down [1]. There's a list of participating banks and merchants (currently US only).
Re: What Apple Pay Could Mean for In-App Purchases
#6He is wrong. In fact Apple charges the banks: http://www.bloomberg.com/news/2014-09-10/apple-said-to-reap-... Which makes sense, when you read the technical details published earlier today here on HN: http://clover-developers.blogspot.de/2014/09/apple-pay.html
Missed this completely, thanks! Updated the article.
Re: What Apple Pay Could Mean for In-App Purchases
#7The Appstore revenue is dwarfed by hardware sales, with all of Appstore/iTunes revenue being less than 10% of iOS hardware sales. Apple certainly doesn't NEED the 30%, but it's very doubtful they'd reduce it.
Apple's Gross Profit[1], as of June 2014 is about $76B. A 10% cut translates to $7.6B per year (as of today, probably more in the future). It's a huge load if you ask me.
[1] http://www.wikinvest.com/stock/Apple_(AAPL)/Data/Gross_Profi...
Re: What Apple Pay Could Mean for In-App Purchases
#8It's an interesting change for SaaS services too. For example, just a few days ago I paid for Evernote Yearly subscription through iAPs, which meant that Apple took a 30% percent cut of that $45. If Apple allows Apple Pay
for SaaS subscriptions, what that will mean for iAP economy in general? Will Supercell implement a subscription service for Clash of Clans with a monthly amount of virtual currency?
Re: What Apple Pay Could Mean for In-App Purchases
#9It's an interesting change for SaaS services too. For example, just a few days ago I paid for Evernote Yearly subscription through iAPs, which meant that Apple took a 30% percent cut of that $45. If Apple allows Apple Pay for SaaS subscriptions, what that will mean for iAP economy in general? Will Supercell implement a subscription service for Clash of Clans with a monthly amount of virtual currency?
But still there is the question, did Apple took all those? I would say, it depends.
World wide, you can buy those prepaid iTunes cards to fill up your account. I do that regularly. I do this, because at least here in Germany from time to time the merchants have discounts of 25% to 30% on those cards. Thats no shady merchant, but the big brick and mortar chains.
That let me assume, that Apple is selling those cards to those merchants with about this discount.
Re: What Apple Pay Could Mean for In-App Purchases
#10He is wrong. In fact Apple charges the banks: http://www.bloomberg.com/news/2014-09-10/apple-said-to-reap-... Which makes sense, when you read the technical details published earlier today here on HN: http://clover-developers.blogspot.de/2014/09/apple-pay.html
Banks make money from credit cards by
* charging a % from each transaction
* late fees
* interest on balances
This assumes banks make less money on transaction fees than they do on the other two when coupled with the potential for fraud... An interesting assumption...