Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
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Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#2Not to be confused with Ripple (https://ripple.com/) which is a credit-based P2P payments protocol.
Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#3I kinda wish the focus was still on the merchant accounts, I'm building a whole eCommerce app with the Ribbon service and AngularJS, but I'm worried that it will be rendered useless if the merchant service is ditched....
Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#4How are they doing p2p USD payments? Is it bank account directly to bank account?
Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#5Good luck, I guess. P2P payments are a lousy business because cash, checks and splitting tactics work fine and no one wants to pay a fee for settling up with a friend.
Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#6How are they doing p2p USD payments? Is it bank account directly to bank account?
They may be taking the Square approach which is "refunding" debit cards with the amount of the transaction.
Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#7Good luck, I guess. P2P payments are a lousy business because cash, checks and splitting tactics work fine and no one wants to pay a fee for settling up with a friend.
I agree completely.
That's why our P2P payments are 100% free for debit cards and bank transfer!
Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#8How are they doing p2p USD payments? Is it bank account directly to bank account?
We're doing cards (both debits and credits) and we'll also do direct bank to bank.
Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#9I kinda wish the focus was still on the merchant accounts, I'm building a whole eCommerce app with the Ribbon service and AngularJS, but I'm worried that it will be rendered useless if the merchant service is ditched....
Not planning on ditching. I would love to hear more about what you're building -- hany@ribbon.co :)
Re: Ribbon Is Building P2P Payments For Consumers, No App Or Account Required
#10I have high hopes for these guys. Really smart team and they are motivated to solve this problem better than anyone I've met.