Self Driving Car Insurance
lemonade.com
Self Driving Car Insurance
1–10 of 359 posts
Re: Self Driving Car Insurance
#2One's first thought is that they ought to be running away from underwriting this as fast as they can go. But then one realizes that it is all profit -- they need never pay a claim, because in accidents involving autonomous vehicles, it will never be possible to establish fault; and then one sees that the primary purpose of most automations is to obscure responsibility.
Re: Self Driving Car Insurance
#3One's first thought is that they ought to be running away from underwriting this as fast as they can go. But then one realizes that it is all profit -- they need never pay a claim, because in accidents involving autonomous vehicles, it will never be possible to establish fault; and then one sees that the primary purpose of most automations is to obscure responsibility.
You're not making any sense. In terms of civil liability, fault is attached to the vehicle regardless of what autonomous systems might have been in use at the time of a collision.
Re: Self Driving Car Insurance
#4Tesla have their own Insurance product which is already very competitive compared to other providers. Not sure if lemonade can beat them . Tesla's insurance product has similar objective in place already where it rewards self driving over manual driving.
Re: Self Driving Car Insurance
#5If it autonomous or self-driving then why is the person in the car paying for the insurance? Surely if it's Tesla making the decisions, they need the insurance?
Re: Self Driving Car Insurance
#6I own a Model Y with hardware version 4. FSD prevented my from getting in an accident with a drunk driver. It reacted much faster to the situation than I could have. Ever since, I’m sold that in a lot of circumstances, machines can drive better than humans.
Re: Self Driving Car Insurance
#7If it autonomous or self-driving then why is the person in the car paying for the insurance? Surely if it's Tesla making the decisions, they need the insurance?
Because the operator is liable? Tesla as a company isn't driving the car, it's a ML model running on something like HW4 on bare metal in the car itself. Would that make the silicon die legally liable?
Re: Self Driving Car Insurance
#8One's first thought is that they ought to be running away from underwriting this as fast as they can go. But then one realizes that it is all profit -- they need never pay a claim, because in accidents involving autonomous vehicles, it will never be possible to establish fault; and then one sees that the primary purpose of most automations is to obscure responsibility.
> and then one sees that the primary purpose of most automations is to obscure responsibility.
Are you saying that the investments in FSD by tesla have been with the goal of letting drivers get a way with accidents? The law is black and white
Re: Self Driving Car Insurance
#9One's first thought is that they ought to be running away from underwriting this as fast as they can go. But then one realizes that it is all profit -- they need never pay a claim, because in accidents involving autonomous vehicles, it will never be possible to establish fault; and then one sees that the primary purpose of most automations is to obscure responsibility.
One might imagine that lower courts won’t determine fault, one would be wrong.
Re: Self Driving Car Insurance
#10A 50% discount is pretty damning empirical evidence for FSD being better at driving your Tesla than you are.