Automakers are sharing consumers' driving behavior with insurance companies
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Re: Automakers are sharing consumers' driving behavior with insurance companies
#2> In recent years, automakers [...] have started offering optional features in their connected-car apps that rate people’s driving.
At least the programs are (currently) opt-in.
This amusing anecdote is buried:
> One driver lamented having data collected during a “track day,” while testing out the Corvette’s limits on a professional racetrack. > [...] he was denied auto insurance by seven companies [...]
Re: Automakers are sharing consumers' driving behavior with insurance companies
#3All the companies were have bee hoovering up our data, where did you think this was going to end?
Add in the fact that if you are not getting "growth" on the stock market, then you must be doing something wrong.
Re: Automakers are sharing consumers' driving behavior with insurance companies
#4> In recent years, automakers [...] have started offering optional features in their connected-car apps that rate people’s driving. At least the programs are (currently) opt-in. This amusing anecdote is buried: > One driver lamented having data collected during a “track day,” while testing out the Corvette’s limits on a professional racetrack. > [...] he was denied auto insurance by seven companies [...]
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Re: Automakers are sharing consumers' driving behavior with insurance companies
#5The US doesn't just need laws about disclosure of these practices. It needs to mandate that this kind of corporate surveillance must be a clearly labeled opt-in and cannot be mandated by any contract.
Re: Automakers are sharing consumers' driving behavior with insurance companies
#6> In recent years, automakers [...] have started offering optional features in their connected-car apps that rate people’s driving. At least the programs are (currently) opt-in. This amusing anecdote is buried: > One driver lamented having data collected during a “track day,” while testing out the Corvette’s limits on a professional racetrack. > [...] he was denied auto insurance by seven companies [...]
But are they really optional? I can’t imagine that the telematics link is going unused for the value it provides (i.e. crowd-sourcing for speed and road map data).
The worst part is that assumptions about who’s driving the vehicle.
Re: Automakers are sharing consumers' driving behavior with insurance companies
#7The US doesn't just need laws about disclosure of these practices. It needs to mandate that this kind of corporate surveillance must be a clearly labeled opt-in and cannot be mandated by any contract.
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Re: Automakers are sharing consumers' driving behavior with insurance companies
#8It's pretty clear we've reached the point where technology has shifted to working against us, and not for us anymore.
I work in tech but as far as I am concerned, you can keep all your smart homes, cars and other gadgets and soul sucking (anti) "social" apps.
Somewhere along the way technology was hijacked to control us rather than empower us. And if you don't like it: shut up because "progress" is inevitable
Re: Automakers are sharing consumers' driving behavior with insurance companies
#9> An employee familiar with G.M.’s Smart Driver said the company’s annual revenue from the program is in the low millions of dollars.
It doesn't seem in the car company's interests to take on the reputational risk for this kind of financial reward.
Re: Automakers are sharing consumers' driving behavior with insurance companies
#10Hear hear! And why not? Fuck the consumer I say! The one thing we can all agree on is that human dignity must be paid for in cash. If normal people wanted to be treated with respect then they would be high earners like us.