Live data from Hacker News

Introducing Mint PayBack

mint.com

1–10 of 25 posts

Re: Introducing Mint PayBack

#6
Sounds really cool. I like services that offer solutions that are easier along the dimension of horrible-awkward-interactions. I.e. I think that maybe the biggest appeal of this is not actual the time saved finding the person at a time when they have the right cash on hand, but the fact that Mint will send the email for you in a clean, impersonal but not menacing manner.

I haven't tried this or Venmo but I think it would be cool if they added some sort of group portal service, where you could email a group of friends, say for "Dinner: $96", and then Mint would email all of them with a link to a spreadsheet/form of some kind where they could list what they've already paid each other, other related grievances that would affect how much they owe, etc. And then once all had approved the resolved list of payments, the process would proceed on an individual level as normal with the correct amounts.

Re: Introducing Mint PayBack

#7

Yuck. Why should you need to do this with friends. I hate the idea

To be annoying by tacking a long, overly thought-out comment onto yours (sorry): Agree with this root sentiment, for many other things that used to be done casually and amicably in real life and are now replaced by process-driven, efficiency-focused and sterilized online versions. However I think that such a substitute is ok, or better- great, when (a) the thing just wouldn't happen at all in the first place because it's just too difficult (e.g. say keeping in regular touch with a very large group of far away friends) or (b) it's not pleasant in its real-life instantiation anyways. I think nagging friends to pay you back esp. for small amounts satisfies both of these criteria.

Re: Introducing Mint PayBack

#8
post #7

Yuck. Why should you need to do this with friends. I hate the idea

To be annoying by tacking a long, overly thought-out comment onto yours (sorry): Agree with this root sentiment, for many other things that used to be done casually and amicably in real life and are now replaced by process-driven, efficiency-focused and sterilized online versions. However I think that such a substitute is ok, or better- great, when (a) the thing just wouldn't happen at all in the first place because…

Why are you friends with moochers? Won't they ever pick up the tab?

This tech looks really useful for lots of verticals, but not for friends. If you constantly pay for people who won't pay for you, stop doing that.

Post reply on HN