Show HN: I made a simulator for personal finance
projectifi.io
Show HN: I made a simulator for personal finance
1–10 of 266 posts
Re: Show HN: I made a simulator for personal finance
#2I had trouble finding a good FI planning and simulation tool that could model things in enough detail to finally ditch my spreadsheets... so I built one.
Would love it if any of you want to try it out. It does not involve linking any accounts and almost all the functionality is free. And if anyone wants to become a beta tester for the few premium features, you can use coupon code BETA-6001 for 60% off :)
Re: Show HN: I made a simulator for personal finance
#3This looks interesting but I think it is still a little bespoke. A feature request would be to add an anticipated pension, since that has a major effect on how much you need to put into a retirement savings account.
Re: Show HN: I made a simulator for personal finance
#4I had trouble finding a good FI planning and simulation tool that could model things in enough detail to finally ditch my spreadsheets... so I built one. Would love it if any of you want to try it out. It does not involve linking any accounts and almost all the functionality is free. And if anyone wants to become a beta tester for the few premium features, you can use coupon code BETA-6001 for 60% off :) https://proj…
Having "choose your theme" as almost the first question felt very out of place. Like, someone is really proud of those themes, more than any other part of the site :) I'd just leave that out completely, the default theme is fine and you can change it from the menu anyway. Everything else was really slick, but I didn't understand any of the goals (not in the US).
Re: Show HN: I made a simulator for personal finance
#5I like the icon for debt. Just from that you can tell this software wasn't made by a business.
Edit: Hm, seems like sometimes it's a pair of handcuffs, and other times it's a more innocuous iron weight.
Re: Show HN: I made a simulator for personal finance
#6Wow, that is pretty impressive ! I've tried it and its pretty complete :)
Re: Show HN: I made a simulator for personal finance
#7I think you should make it a little more obvious that you start off without creating an account, because I was a little off put at first that it looks like Personal Capital, Mint, etc where you have to provide a bunch of personal info before even seeing anything.
Anyways very interesting graphs and stuff, I'd be interested if once you have the monte carlo simulations up if there was like a demo mode to just show what it did for a test person to show the value of what it could do for me.
Re: Show HN: I made a simulator for personal finance
#8Awesome work, can’t wait to give it a try.
Re: Show HN: I made a simulator for personal finance
#9Looks interesting, but based on the privacy policy terms of data usage, transferability, and so forth, I can't in good faith test with real financial data:
https://projectifi.io/privacy-policy.html
Everytime I see a tool that shouldn't need to be hosted remotely as a service and could reasonably be deployed to the client where they have more control over their data (not as a service), it's a non-starter for me. I get it, that's the industry model now and it's how you can get comped for your time investment, gain passive income, control IP, etc.
Unfortunately, those cost models will get no comp from me in any way. Having more data rights and ownership for a week or so free trial version where you can later shift to a pay model in which your data is still owned entirely by you during the entire course of the application usage would make more sense for people like me who still want privacy. I'm probably not the target market for something like this though and the number of people like me seem to be on the decline, so there's that.
Re: Show HN: I made a simulator for personal finance
#10Love it. I do have some notes:
For "Financial Goals", allow me to opt set a fixed number, not just a percentage of income (i.e, if I want to max out my 401k).
When inputting investments, instead of having a field for the sum of the different categories, have line items, so I can add my copy/paste my 401k, IRA, etc into the website without having to add them up myself.
Great work!