The history and opportunity of the modern mortgage [video]
1–10 of 53 posts
Re: The history and opportunity of the modern mortgage [video]
#2The video is very American centric - is this the case in other countries ie Australia?
Re: The history and opportunity of the modern mortgage [video]
#3Every time they say "Fannie Mae and Freddie Mac" they've got some weird double-speak thing going on. Happens at 2:36 and 3:41 if you want to have a listen. Very odd and sounds exactly the same both times. Is this to prevent voice-to-text from working?
Links to video at those times:
Re: The history and opportunity of the modern mortgage [video]
#4The video is very American centric - is this the case in other countries ie Australia?
There is some info here on some other countries:
Re: The history and opportunity of the modern mortgage [video]
#5Every time they say "Fannie Mae and Freddie Mac" they've got some weird double-speak thing going on. Happens at 2:36 and 3:41 if you want to have a listen. Very odd and sounds exactly the same both times. Is this to prevent voice-to-text from working? Links to video at those times: [1] https://youtu.be/z3vdcrI7xak?t=156 [2] https://youtu.be/z3vdcrI7xak?t=221
Think it happened when they did the editing and merged voice with background music/sound.
Re: The history and opportunity of the modern mortgage [video]
#6The video is very American centric - is this the case in other countries ie Australia?
Yes and no. Australia has mortgage brokers and financial institutions that collateralise or group loans for resale. We don't have equivalents for the government run Fannie Mae/Freddie Mac though.
Re: The history and opportunity of the modern mortgage [video]
#7There are a few startups disrupting the mortgage industry. In the UK, Habito [1] is doing pretty well.
Though I mostly know of Habito because I have had friends work for them as they have at least some of their systems have been written in Haskell [2].
[2] https://www.infoq.com/presentations/habito-mortgage-broker
Re: The history and opportunity of the modern mortgage [video]
#8There are a few startups disrupting the mortgage industry. In the UK, Habito [1] is doing pretty well. Though I mostly know of Habito because I have had friends work for them as they have at least some of their systems have been written in Haskell [2]. [1] https://www.habito.com [2] https://www.infoq.com/presentations/habito-mortgage-broker
Habito has a cool tagline:
“Don't go through mortgage hell.”
Re: The history and opportunity of the modern mortgage [video]
#9If you really want to go down a rabbit hole of real estate weirdness, research why title insurance is required, and read up on some examples of fuckups that have occurred with land ownership records and scams...
Re: The history and opportunity of the modern mortgage [video]
#10Moral of the story, do not be in debt, do not get into debt