Bank of America Cut Off Finance Sites from Its Data
1–10 of 61 posts
Re: Bank of America Cut Off Finance Sites from Its Data
#2Fuck it, I am going to build an open source project with the sole goal of automating access to all of these sites with selenium or something.
Get ready for war(in the nice, data science-y way)
Re: Bank of America Cut Off Finance Sites from Its Data
#3I'm with BoA and have a mint account. This happened months ago. I pretty much knew what was going on, but didn't pursue the matter. I was always a little leery about letting mint into my account anyway.
Re: Bank of America Cut Off Finance Sites from Its Data
#4I don't use the aggregators because I want to, and they don't use my passwords and screen scrape because they want to. I just can't have being aware of my finances take all fucking day.
I wish there was a standard and secure format and protocol for collecting balances and transactions built into the FDIC or NCUA rules or something.
Re: Bank of America Cut Off Finance Sites from Its Data
#5Why don't banks implement read-only passwords?
Re: Bank of America Cut Off Finance Sites from Its Data
#6The US banking system has not adapted to the modern world at all.
Anyone who has worked with ACH will tell you how bad it is from a payment processing point of view - for those who don't know - you only receive negative ack, i.e., when a transfer failed and it's nowhere close to being instantaneous.
It's common elsewhere to have a "read" password and a "write" password. Basically, you'll be prompted with additional security measures when you are doing a transfer.
Also, the details I give out to somebody to receive money is the same details someone needs to take money out from my account. What the US banks have is a "digital" cheque processing system and not a digital banking system.
It's antiquated.
Re: Bank of America Cut Off Finance Sites from Its Data
#7Why don't banks implement read-only passwords?
Wells Fargo has this via "guest users". I have a read-only user that mint uses
Re: Bank of America Cut Off Finance Sites from Its Data
#8The US banking system has not adapted to the modern world at all. Anyone who has worked with ACH will tell you how bad it is from a payment processing point of view - for those who don't know - you only receive negative ack, i.e., when a transfer failed and it's nowhere close to being instantaneous. It's common elsewhere to have a "read" password and a "write" password. Basically, you'll be prompted with additional s…
Gusto did a great blog post series about this, I highly recommend taking the time:
http://engineering.gusto.com/how-ach-works-a-developer-persp...
Re: Bank of America Cut Off Finance Sites from Its Data
#9Why don't banks implement read-only passwords?
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Re: Bank of America Cut Off Finance Sites from Its Data
#10Fuck it, I am going to build an open source project with the sole goal of automating access to all of these sites with selenium or something. Get ready for war(in the nice, data science-y way)
That's what these "finance sites" already do. That's why you have to enter your bank username and password to use them - they just scrape the website.
Incidentally, I have never used one, because that requirement is completely insane.