Show HN: Check Supply – Send Checks in the Mail • Hacker News Board

Show HN: Check Supply – Send Checks in the Mail

#1

Post by pfista » Mon, Feb 03, 2025, 3:52 PM UTC

When I lived in SF, my landlord required rent payments via check. For a while I just used my bank's bill-pay. If you remember Simple, they eventually killed their bill pay feature, and then they later shutdown altogether. I didn't want to buy a checkbook, stamps, and envelopes just for this one bill.

That's why I built Checks Supply with a friend to make check sending as simple as sending cash on Venmo. With our app, you can fill out your check details and have your payment processing within minutes after downloading.

Check writing is becoming a rarity, and many first-time senders find the process daunting. We hope Check Supply is a quick and convenient option for those moments you're puzzled why someone is asking you to pay by check.

Show HN: Check Supply – Send Checks in the Mail
check.supply

Re: Show HN: Check Supply – Send Checks in the Mail

#2

Post by ljosa » Mon, Feb 03, 2025, 3:56 PM UTC

Don”t most banks offer this exact service for free? My credit union calls it “bill pay.” I use it for exactly the use cases you list.

Re: Show HN: Check Supply – Send Checks in the Mail

#3

Post by mikeryan » Mon, Feb 03, 2025, 3:57 PM UTC

Not to rain on your parade, but my Chase app already has this ability. Don’t other banks as well?

Whats the upside of this option?

Re: Show HN: Check Supply – Send Checks in the Mail

#4

Post by vorador » Mon, Feb 03, 2025, 3:58 PM UTC

Exciting – many landlords in SF only believe in checks for some reason

Re: Show HN: Check Supply – Send Checks in the Mail

#5

Post by pfista » Mon, Feb 03, 2025, 3:58 PM UTC

ljosa wrote: post #2

Don”t most banks offer this exact service for free? My credit union calls it “bill pay.” I use it for exactly the use cases you list.

Yes, many banks do offer this. But some neobanks don't. We're going after a niche market here :)

Re: Show HN: Check Supply – Send Checks in the Mail

#6

Post by pfista » Mon, Feb 03, 2025, 4:00 PM UTC

mikeryan wrote: post #3

Not to rain on your parade, but my Chase app already has this ability. Don’t other banks as well? Whats the upside of this option?

Yes most of the major banks do, but many neo banks don't. Upside is convenience and speed for folks that don't have a bank with billpay.

Re: Show HN: Check Supply – Send Checks in the Mail

#7

Post by 4ndrewl » Mon, Feb 03, 2025, 4:00 PM UTC

How common is check usage in the USA? Is it a daily/weekly/monthly/quarterly thing?

Re: Show HN: Check Supply – Send Checks in the Mail

#8

Post by seanhunter » Mon, Feb 03, 2025, 4:01 PM UTC

[flagged]

Re: Show HN: Check Supply – Send Checks in the Mail

#9

Post by bigstrat2003 » Mon, Feb 03, 2025, 4:01 PM UTC

If you can find customers more power to you I guess, but I just can't see the use case here. Having a checkbook, envelopes and stamps is a basic part of being a functional adult. It's not hard or expensive to do, so why on earth would anyone want to pay you to handle basic adulting for them?

Re: Show HN: Check Supply – Send Checks in the Mail

#10

Post by pavel_lishin » Mon, Feb 03, 2025, 4:02 PM UTC

4ndrewl wrote: post #7

How common is check usage in the USA? Is it a daily/weekly/monthly/quarterly thing?

Really depends. I think we have to write one maybe every other month? We own a house, and a lot of contractors (plumbers, electricians, etc) will accept cash or check - and while paying $300 cash for a plumbing job is easy, it's more difficult to get $7500 in cash out of the bank to pay for a heavier renovation project.

If you rent, you'll often have to send a check off monthly.

I don't remember the last time I've mailed a check, however.