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I think its very clever. I really like how your example takes me through the steps first, then asks to sign me up for an account. Much better than asking to create an account first, then walk me through the app.
This is a really neat piece of interaction design.
I know someone who buys two drinks at Starbucks every day. To them, this was about $7/per day. No big deal. I quickly did the math and showed her the result, $2555 per year. Sometimes, perspective is a huge motivator.
Also, nice job on the design and web based app. I'm happy that I simply needed to navigate to a URL on my phone. I didn't have to install another app, grant permissions etc. etc..
Great work! Good luck!
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> for work That's very clearly not what we're talking about here. I wouldn't be surprised if (for personal use, not work) the "bubble" is a more accurate descriptor for those who _do_ need desktop software. The only people I know who use anything on the desktop beyond their browser are software engineers, PC gamers, and people who use niche software, all with a quite-above-average level of computer-savviness.
>>The only people I know who use anything on the desktop beyond their browser are software engineers, PC gamers, and people who use niche software, all with a quite-above-average level of computer-savviness. Walk through an office building, Work+Excel are still the software of the day in most businesses.
Aaaand that makes it the third time that it's been clarified that this conversation is about personal usage, not office work. Jesus dude...
I'll take your downvote (on this and my earlier comment, in the ten minutes since I've posted this) and lack of a response as an admission of your error. It would be nice if you could express that in a less juvenile way though...
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7 months into using it my partner & I find YNAB very overcomplicated. Being freelance I don't have a steady income, and I've never managed to make it handle that well. Because the income figure isn't correct it's hard to see what I'm actually spending (if I put my 'lump income' in a category and move money between categories to have 'income' each month, that mucks up the amounts). I have yet to get it to balance any…
I haven't done full time freelance so feel free to shoot this idea down, but I'm always curious as to why freelancers don't just put their income in a separate, harder-to-access bank account and pay themselves a regular, weekly disbursement from that.
Otherwise it reminds me a joke about a man who brags to his wife that he saved money by running after the bus instead of taking it and paying the fare. The wife says - next time run after a taxi, you'd save more! Unfortunately, savings don't work exactly like that.
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I had the same bug on Nexus 5. I like the psychology behind the app and would use it, but I fear it will become boring and I will quit. Maybe gamify it a bit more.
We are looking into that aspect of the app and will likely add some mild forms of gamification to make it more engaging over time. If you don't mind sharing, did you have anything particular in mind?
- sub-goals ("you have already saved x% towards paying of your debts")
- smaller awards (Amount: "$5 saved", Frequency: "3 taps a day award", Time: "you saved something every day this week")
- a ranking (not sure how that would work)
This would not only provide incentive to save, but it would also increase usage, which makes the app harder to forgot/uninstall.
Good luck!
PS: On your website, add a subscribe via e-mail box. Then you can capture people (like me) who would be interested to sign up when you build a native app.
Earlier quoted context omitted.
7 months into using it my partner & I find YNAB very overcomplicated. Being freelance I don't have a steady income, and I've never managed to make it handle that well. Because the income figure isn't correct it's hard to see what I'm actually spending (if I put my 'lump income' in a category and move money between categories to have 'income' each month, that mucks up the amounts). I have yet to get it to balance any…
I haven't done full time freelance so feel free to shoot this idea down, but I'm always curious as to why freelancers don't just put their income in a separate, harder-to-access bank account and pay themselves a regular, weekly disbursement from that.
There is also other random income that's not income. In the UK it's common for savings account interest to be paid back into the linked current account. For me that's not income to be spent each month, that's money to be re-invested.
None of this addresses ease of use though - or does no one else (or their partner) find YNAB confusing and difficult?
I love the sentiment! I'll try this out when I have more time later, but I think it's worth noting that, of course, saving is only part of the equation. There is so much you can (and should) do to reduce expenses outside of the mundane day-to-day, as well! For great advice on pursuing financial independence or betterment, much of which has changed my life and habits, see: http://www.mrmoneymustache.com/ "Financial Fr…
I read that blog yesterday as it was mentioned on a different thread. It seems most of his advice is don't buy anything you literally don't need to survive. What's the point of living if you can't enjoy your life? You'll be a rich corpse, who cares? What am I missing?
What am I missing?
I think you're missing that the most gratifing things in live are not shoppable. Learning stuff, producing stuff. Seeing your kids grow. It's the difference between strawberries from the supermarket and strawberries you raised and harvested yourself. The feeling of sleeping the first night in a bed you made with your own hands.
Or, another example I just observed looking out the window: Here in Germany people often seem to think they need special clothing for the most mundane activities. They want to go cycling, first thing they do is go to a store and buy cycling clothes. It's ridiculous. As if you are able to ride longer or faster in pink polyester shorts with stripes. I think that's what that blog is about. Shopping is a distraction from real life.
edit: typo.