81–90 of 104 posts
Probably the cutest illustrations I've seen on an app marketing site in a long while. It's refreshing to see some whimsy and personality.
The presentation of information is absolutely excellent too. And you can instantly see what they mean about a calendar view as a default view, with the screenshot, it's really nice. Fairly impressive overall, +1.
Probably the cutest illustrations I've seen on an app marketing site in a long while. It's refreshing to see some whimsy and personality.
I already use a ynab this year maybe next year if this can convinced me
These are the kinds of tools that Open Banking in the UK promised, however I've as yet been unable to find a simple API reference or tutorial that outlines a way to get started.
Earlier quoted context omitted.
In Europe, all banks implement the HBCI standard, which does exactly this.
HBCI is mostly a German standard though. It is a huge PITA to work with as well, clearly showing its age. The most promising thing seems to be the API standard developed by the "Berlin Group" https://www.berlin-group.org/psd2-access-to-bank-accounts with quite a lot of banks being a member. I quite liked the bunq API to work with ( https://doc.bunq.com ), but I wasn't really happy with their 7.99€/month pricing. In t…
I'll take that over a proprietary API or an untrusted 3rd party wrapper.
By coincidence I've started my own accounting software last month using ruby on rails. Previously I've been using GnuCash and then move to hledger (hard to beat simple text files) but I've always been missing something that reminds me to type in new transactions (I really don't like automatic imports). I like that honeymoney got envelopes, something I was struggling to use with hledger. Is honeymoney double accountin…
Envelopes are used for splitting money by purpose: for planned expenses, for unplanned expenses, for goals, for funds.
No, it's not double accounting internally.
You apparently either have zero bees, or only have twice as many bees as the others. Is this what you meant to say?
It's just a catchy headline, it doesn't really make sense but is comical/nonsense so it makes you stop and pay attention to it. I think it's brilliant.
As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…
Entering transactions manually is THE POINT of HoneyMoney. You need to pay attention to your money to change your habits. Manual tracking forces you to keep your money under your regular supervision. There're a lot of tools which will automatically import your transactions. HoneyMoney chooses the different way, trying to make tracking and planning a habit, promoting the idea that nobody can do this work for you. It j…
Accounting is neither simple nor enjoyable, and a computer can easily do it for us. Why not figure out how to make the process automated but still form the habit of actively tracking one's finances?
As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…
In Europe the PSD2 regulations are just about to come into effect which means that all banks will have to provide a public API. You can also use an aggregation service like Tink ( https://business.tink.se )
I just learnt about PSD2. I live in Denmark. Unfortunately I don't see Danskebank to be a part of supported list on Tink.
I will look into how I can get an API for Danskebank account transactions.
Earlier quoted context omitted.
Entering transactions manually is THE POINT of HoneyMoney. You need to pay attention to your money to change your habits. Manual tracking forces you to keep your money under your regular supervision. There're a lot of tools which will automatically import your transactions. HoneyMoney chooses the different way, trying to make tracking and planning a habit, promoting the idea that nobody can do this work for you. It j…
That's all well and good, but I have too many daily transactions to make that feasible (too many accounts for that matter). IMO, that level of manual tracking is a bug, not a feature. If I want manual tracking, I can use Excel. Accounting is neither simple nor enjoyable, and a computer can easily do it for us. Why not figure out how to make the process automated but still form the habit of actively tracking one's fin…
The thing is that Excel is not designed to help you with manual tracking. HoneyMoney is. For example, you can plan all recurring transactions and then you just confirm them as they happen. Or you can combine multiple transactions into one. Those things simplify the process a lot.
"Accounting" can be enjoyable. Some people do enjoy the level of control they get from doing their personal finances.
For example, you spend $120 at a restaurant last night. Today you enter that expense into HoneyMoney, and have a chance to see how this expense changed your situation, and think for a moment a second time about it, was it worth it or better not go there again. Computer won't do it for you.