61–70 of 104 posts
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In YNAB at least, all of those can be scheduled as recurring and you only have to mark them cleared when they've happened.
Utilities costs are almost always variable, so it would still require manually entering them in.
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Check out You Need A Budget.
YNAB is great except when tracking existing credit card debt and new debt. I found it a real pain to figure out what my monthly payments should be. It's doable, I just found it not straight forward at all. That and trying to figure out what a 'month' is - different payments coming in at different times for purchases from different times, I kept finding myself trying to override and do manual catch ups. I finally just…
So what kind of debt is it good for? Old non credit card debt?
As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…
Are there no budgeting apps that use plaid for transactions?
I already use a ynab this year maybe next year if this can convinced me
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In Europe the PSD2 regulations are just about to come into effect which means that all banks will have to provide a public API. You can also use an aggregation service like Tink ( https://business.tink.se )
I really like Europe. Why is a cluster of countries functioning better than a single country?
I used to love YNAB, but once I started needing real support for multiple currencies, I had to stop using it. I haven't found a daily driver replacement since, and I've tried around 10 apps. I even started writing my own, although it's not done. Does HoneyMoney support multiple currencies?
Really need a way to import at least a csv of historical data. I know its pitch is tracking manually makes you more aware, but let me bring in history to start at least. Then we get more use out of it right away. I have years upon years of data, and starting from square one seems like a waste of that data. Totally love the calendar though, that is a nice way to visualize things.
Is the rounding of planned expenses a feature or a bug? I entered 3.80 euros as an expense, but in the calendar it shows 4 euros. If I enter 3.30, it shows 3 euros.
Though I advice to not enter cents anyways. They don't really matter. What matters is the habit to pay a regular attention to your money. Not entering cents saves some time.
Is the rounding of planned expenses a feature or a bug? I entered 3.80 euros as an expense, but in the calendar it shows 4 euros. If I enter 3.30, it shows 3 euros.
Probably because the original software was developed for the Russian market, and Russian rubles always get rounded.