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Show HN: Spendy – a simple money tracker (iOS app)

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Re: Show HN: Spendy – a simple money tracker (iOS app)

#41

Post by tobbel »

wingerlang wrote: post #20
8ig8 wrote: post #16

Excellent overview. I love these. One feature I may have missed is reconciliation. That is, some way to review my manually entered transactions with statements provided by my bank.

I just mentioned this to someone in an email. I am not from the US, so the bank providing an API is very foreign to me. Anyone else from Sweden here? Do we have something like this that I do not know of? But the gist of it, unless I am misunderstanding something, is that I cannot implement it (bank integration).

Swede here. As far as reconciliation goes, from my understanding it's basically just making sure whatever's listed in the app and what's on your internetbank matches up. YNAB does this quite well, letting you edit transactions if something does not match, and marking a post as reconciled (i.e. it matches up to your bank statement). Good summation here: http://www.youneedabudget.com/support/article/how-to-reconci...

Also, we went to school together :) Good job on the app, congrats on HN first page!

Re: Show HN: Spendy – a simple money tracker (iOS app)

#43

Post by paglia_s »

I don't have an iPhone so I can't try it but I read on the website "As you can see, there is no "exchange rate" here. I decided to keep as much data separated as possible since a user may want to change their currencies around."

Not storing the exchange rate if the rate changes a lot don't you risk having a value that might not be correct?

For example if my main currency is EUR and I store a transaction of 5 US $ with an exchange rate of 1€ = 1.3$ then if one week later it becomes 1€ = 2$.

Re: Show HN: Spendy – a simple money tracker (iOS app)

#44

Post by vmiroshnikov »

wingerlang wrote: post #18
vmiroshnikov wrote: post #14

Take a look at http://coinkeeper.me/

Neat. Although it seems, after a download, that it is also a budgeting tool. It greets me with "how much do you want to spend each month" and have balances for accounts. While I can definitely see why people want this, I don't. I just want to track my expenses. I will play around with it some more though, it looks like a fresh take on the app types. Is it yours?

I'm not the owner, but I like that app. I think its possible to just track your expenses, but its impossible to take money from "nowhere" so you have to have at least one account. In this case you'll have negative balance on that account which will be set to 0 each month.

As for "How much do you want to spend each month", its not mandatory but gives a new user an idea how to use all app features.

Re: Show HN: Spendy – a simple money tracker (iOS app)

#46

Post by wingerlang »

brianwillis wrote: post #34

I've been using the YNAB[1] app for expense tracking, and I'm pretty happy with it. It has a nice feature where it records the retailer's location using the iPhone's location services, so when you enter new transactions for a retailer you've been to before it can automatically guess the payee and category. After a week or two, the app had learnt the payees I used the most, so entering transactions became super fast.…

I've heard a lot of good about YNAB, but I don't need something so extensive.

I have had thoughts about the learning-thing but I hadn't thought about using location also, which sounds smart.

Re: Show HN: Spendy – a simple money tracker (iOS app)

#47

Post by wingerlang »

kylec wrote: post #32

I almost closed the tab when I saw the screenshots of the "other apps". They all look pretty terrible and because I hadn't actually read anything on the page yet when I saw them, I assumed they were screenshots of your app. I would suggest that you lead with screenshots of your app, especially since it looks a lot nicer.

Hm, maybe I should yes. Glad you scrolled down though^^ Thanks for the feedback.

Re: Show HN: Spendy – a simple money tracker (iOS app)

#48

Post by wingerlang »

paglia_s wrote: post #43

I don't have an iPhone so I can't try it but I read on the website "As you can see, there is no "exchange rate" here. I decided to keep as much data separated as possible since a user may want to change their currencies around." Not storing the exchange rate if the rate changes a lot don't you risk having a value that might not be correct? For example if my main currency is EUR and I store a transaction of 5 US $ wit…

I am aware of this and I am thinking of a solution for it.

I might just add a "download rate history" into a map[date>rate] and do all calculations with that.

And when exporting it would get correct values in the CSV.

Re: Show HN: Spendy – a simple money tracker (iOS app)

#49

Post by wingerlang »

tobbel wrote: post #41
wingerlang wrote: post #20

Earlier quoted context omitted.

I just mentioned this to someone in an email. I am not from the US, so the bank providing an API is very foreign to me. Anyone else from Sweden here? Do we have something like this that I do not know of? But the gist of it, unless I am misunderstanding something, is that I cannot implement it (bank integration).

Swede here. As far as reconciliation goes, from my understanding it's basically just making sure whatever's listed in the app and what's on your internetbank matches up. YNAB does this quite well, letting you edit transactions if something does not match, and marking a post as reconciled (i.e. it matches up to your bank statement). Good summation here: http://www.youneedabudget.com/support/article/how-to-reconci... A…

I see, I skimmed the article and I guess that's something to look into further, thanks for the link.

And tjenare ^^ Hope all is well man

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