It will be far more interesting to show a model of how to have a successful retirement with more or less "normal" financial disasters, such as not making enough money to save in a high-COL area, losing your job in your 40s or later, followed by one to two years of unemployment, and then the replacement job pays a fraction of what you made before. There are other financial disasters, such as divorce or a major medical…
That's a great feedback. I think I can add these scenarios as new features to the life events section. I have also thought of allowing to specify correlation between income and markets performance.
If you are interested in beta testing these feature, shoot me an email at hi@foresightplanner.com