What "AI" is involved in this? It's mostly just a few database lookups based on merchant name and/or category, isn't it? Or is that just marketing gloss, because everything is "AI" now?
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Show HN: I built a tool to manage and compare credit card rewards
41–50 of 75 posts
Re: Show HN: I built a tool to manage and compare credit card rewards
#42The small % you get on each purchase is crumbs, but the cookie is the big sign up bonus you can get. For the past several years I've been making about $2k/year from that, which is so much more than the % bonus that I don't know why anyone would care about getting 3% back rather than 2%. Like if you are that worried about your money, take the free $2k first.
Do you have a system or tool for finding card offers with signup bonuses? Also (this is possibly common knowledge but) your credit score is negatively impacted not just by % of available credit utilized, but also by average age of credit accounts. If you're going to want a significant loan (eg a mortgage) in the forseeable future, something to keep in mind.
Re: Show HN: I built a tool to manage and compare credit card rewards
#43Don’t make me input things without telling me that I’ll need a login to see the result. Requiring account creation upfront is fair; this is a very unpleasant dark pattern preying on the sunk cost fallacy.
I totally hear you! We looked at the comments here and are going to make a lot of the features on the product available without account creation! Appreciate the feedback
Re: Show HN: I built a tool to manage and compare credit card rewards
#44I use and love https://awardwallet.com. Been a long time customer.
Re: Show HN: I built a tool to manage and compare credit card rewards
#45What "AI" is involved in this? It's mostly just a few database lookups based on merchant name and/or category, isn't it? Or is that just marketing gloss, because everything is "AI" now?
To be honest I totally forgot we left it there. We did have an AI feature baked in that we feature flagged because we wanted to get the core functionality right.
Sorry for misleading you but I think the AI feature we have planned will be worth it
Re: Show HN: I built a tool to manage and compare credit card rewards
#46Interesting idea, thanks for sharing. Some feedback from using: - It said to use amex blue cash for 3% back at costco, but costco only accepts visa - It said to use amex blue cash for 3% back at harbor freight but this card only gets 1% at this store, the BofA customized cash rewards (added to my wallet) is the only card I have found that gives 3% back on home improvement stores - It said to use amex blue cash for 3%…
These are all interesting data points that we are going to look into and once we get it right I’ll be sure to let you know! Thank you so much for the feedback
Re: Show HN: I built a tool to manage and compare credit card rewards
#47Interesting idea, thanks for sharing. Some feedback from using: - It said to use amex blue cash for 3% back at costco, but costco only accepts visa - It said to use amex blue cash for 3% back at harbor freight but this card only gets 1% at this store, the BofA customized cash rewards (added to my wallet) is the only card I have found that gives 3% back on home improvement stores - It said to use amex blue cash for 3%…
the tool is sponsored by amex blue :)
I wish lol currently not sponsored by anyone
Re: Show HN: I built a tool to manage and compare credit card rewards
#481. The website looks sleek and has good design. 2. I wish I could get a little bit more of a sneak peek / preview before needing to create an account. 3. Unrelated to the core business of your website, there's a small "bug" in the light/dark theme switch -- the first mouse click doesn't do anything (at least when "system" = "dark"). This is happening because when you launch the site for the first time and the localSt…
THANK YOU! I’m actually pushing a fix to that right now!
Re: Show HN: I built a tool to manage and compare credit card rewards
#49The small % you get on each purchase is crumbs, but the cookie is the big sign up bonus you can get. For the past several years I've been making about $2k/year from that, which is so much more than the % bonus that I don't know why anyone would care about getting 3% back rather than 2%. Like if you are that worried about your money, take the free $2k first.
Do you have a system or tool for finding card offers with signup bonuses? Also (this is possibly common knowledge but) your credit score is negatively impacted not just by % of available credit utilized, but also by average age of credit accounts. If you're going to want a significant loan (eg a mortgage) in the forseeable future, something to keep in mind.
That’s one of the first features we are prioritizing after we fix the bugs pointed out here! Also thinking of making our roadmap public of planned features but YES to answer your question yes we do have something set up to fetch the latest offers!
Re: Show HN: I built a tool to manage and compare credit card rewards
#50How many credit cards does an average person have?