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Show HN: HoneyMoney – 100% more Bees than any other personal finance software

honeymoney.io

41–50 of 104 posts

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#41
post #30

Earlier quoted context omitted.

Using a smartphone app, entering the transaction isn't really such a pain. Just bought a pretzel, 12 secs later I had it entered in the app. What I want in contrast is a way of tracking complex expenses like supermarket receipts, maybe via OCR and automatic aggregation and categorization of items, even across different supermarkets. Preferably via app. That way I could check which items I should buy where and which i…

there's lots of transactions people have happen automatically - rent, utilities, etc.

In YNAB at least, all of those can be scheduled as recurring and you only have to mark them cleared when they've happened.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#42

As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…

[deleted]

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#43

As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…

In Europe the PSD2 regulations are just about to come into effect which means that all banks will have to provide a public API. You can also use an aggregation service like Tink (https://business.tink.se)

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#44

As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…

Are there no budgeting apps that use plaid for transactions?

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#45

As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…

Why not simply download the CSV of your bank statements on a monthly basis and process it however you wish? Just need a monthly habit for this to be working.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#46

Earlier quoted context omitted.

there's lots of transactions people have happen automatically - rent, utilities, etc.

In YNAB at least, all of those can be scheduled as recurring and you only have to mark them cleared when they've happened.

rent would probably make sense. my utilities change each month, so "recurring" as an event makes sense, but not the amount.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#47

I use Mint but generally, am not trilled with it. 1. I have a hard time managing my bank account AND my main credit card. Mint seems to think me paying off my credit card bill is another expense, however Mint already tracked the CC charges so basically Mint thinks I run a massive loss every month (yes I've tried fixing this, multiple times) 2. Other than reviewing your newest transactions, and the occasional useful b…

Check out You Need A Budget.

Seconded. You Need A Budget uses envelope style budgeting, and it's been great for me. Without even knowing it, I was using envelope budgeting with Simple.com but it was a pain in the ass. YNAB fit what I wanted to do nearly perfectly!

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#48

Earlier quoted context omitted.

Check out You Need A Budget.

Seconded. You Need A Budget uses envelope style budgeting, and it's been great for me. Without even knowing it, I was using envelope budgeting with Simple.com but it was a pain in the ass. YNAB fit what I wanted to do nearly perfectly!

It’s a great app. Well worth $50/year.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#49
Really need a way to import at least a csv of historical data. I know its pitch is tracking manually makes you more aware, but let me bring in history to start at least. Then we get more use out of it right away. I have years upon years of data, and starting from square one seems like a waste of that data.

Totally love the calendar though, that is a nice way to visualize things.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#50

Earlier quoted context omitted.

Seconded. You Need A Budget uses envelope style budgeting, and it's been great for me. Without even knowing it, I was using envelope budgeting with Simple.com but it was a pain in the ass. YNAB fit what I wanted to do nearly perfectly!

It’s a great app. Well worth $50/year.

$84/year for new customers, still worth it.
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