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Show HN: I spent 2 years building a personal finance simulator

projectionlab.com

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Re: Show HN: I spent 2 years building a personal finance simulator

#291

Post by blondie9x »

greggsy wrote: post #236
blondie9x wrote: post #128

These finance apps bore the heck out of me. Seems like they all do the same thing. When to retire based on sufficient money. It's not hard to know you shouldn't overspend in life. Then you just need to figure out when you want to stop working. Not about money but about when you're over it.

Many people have complicated finances, or are on uncertain trajectories. This can provide a mental model to help understand and navigate the lumpy bits, and hopefully assist with making sensible and valuable decisions early on. If it’s boring, change the channel?

There is just a flood of these apps. Sigh. Isn't there anything else we could work on and monetize?

Re: Show HN: I spent 2 years building a personal finance simulator

#292

Post by gregoryl »

heattemp99 wrote: post #258
gregoryl wrote: post #206

Earlier quoted context omitted.

Why not more? Is there another product that does this as well, for less?

My friends love giving this "value" based on need and benefit example. The obvious counter example is water. We need it to survive, often. Yet it's basically free. So don't tell me you can just charge based on how important and useful something is.

That's an unfair extreme; there are huge ethical issues attached to the core basics needed for survival. A personal financial simulator has none of those.

Re: Show HN: I spent 2 years building a personal finance simulator

#293

Post by MontagFTB »

scubakid wrote: post #189
MontagFTB wrote: post #186

Earlier quoted context omitted.

What about $5 for a one week unlock, so I can make quarterly adjustments as necessary? Or, say, $10 for a week during Q1 of the year so I can plan out my taxes for the upcoming year? (While I’m not paying the info is read-only, tempting me to play with it for $5/week.)

Currently you can do $14 for a month of access at a time. Does that scratch this itch? Or is there something about having access for even smaller windows of time that appeals to you? The read-only idea outside of those windows is an interesting idea. I don't have a mechanism for that at the moment, but I'll consider it if some other folks express interest in this kind of plan.

I would do $14 for a month's worth of access, and while I'm outside of those months, the data is read-only. This would let me spend ~$50/year for me to check in 2-3 times and make necessary adjustments to my financial plan.

When I'm outside those times, being able to do drive-by reviews of the data and/or show other people the plan that I've created (for validation/sharing the joy, etc.) sounds ideal.

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