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Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

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Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#221

Post by jldugger »

mNovak wrote: post #85
jryio wrote: post #21

For those interested in this type of single entry accounting (and by extension double entry) Here are some other ones I've tried and used in the past: https://copilot.money https://lunchmoney.app https://ynab.com https://beancount.io https://hledger.org

I still use GNUcash [1]. Only drawback is comparatively poor handling of equities, with no good way to view historic portfolio value / net worth. Great for general purpose accounting though. [1] https://www.gnucash.org/

Does the net worth report not work correctly?

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#224

Post by aitchnyu »

adastra22 wrote: post #141
throw0101c wrote: post #26

Earlier quoted context omitted.

> I love the idea of keeping my finances private while still having a useful tracker/planner. YNAB4 was a local client, but with YNAB5 they sadly (to me) went online and subscription. I happily paid for v4 (one-time purchase), but was/am not willing to pay for v5 because (a) I don't like renting software, and (b) I have no need for syncing (which a subscription could justify to pay for ongoing server costs).

Have you tried financier? https://financier.io/

Whoa. The backend is optional (and presumably minimal) so it can be priced 12$ per year.

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#225

Post by adastra22 »

aitchnyu wrote: post #224
adastra22 wrote: post #141

Earlier quoted context omitted.

Have you tried financier? https://financier.io/

Whoa. The backend is optional (and presumably minimal) so it can be priced 12$ per year.

Yeah it's just a data store. I wish it was end-to-end encrypted, but otherwise it works pretty well as a drop-in replacement for YNAB. At least as well as you can expect in a browser -- I miss the quick-entry button in the YNAB 4 app, but that's harder to pull off here.

It is also open-source btw: https://github.com/financier-io/financier

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#226

Post by yaksha »

cortesoft wrote: post #124
Klonoar wrote: post #116

Earlier quoted context omitted.

This is one where I don't quite get the angle of hosting locally to preserve privacy. By nature of the economic system, you must interact with 3rd parties, unless you somehow live a life where you can manage to be all crypto or (increasingly harder) cash based. At that point, there is no real benefit to privacy outside of ensuring that whatever institution(s) you work with aren't doing anything odd. I'm open to missi…

Well, one of the benefits is that it won't go away. I used Mint for years, and I LOVED it. Hooked it up to all my accounts, it could track purchases and spending and kept everything up to date automatically. It would remember how I categorized things. Of course, then Intuit decided to get rid of it and force everyone to move to Credit Karma, which doesn't do the same things AT ALL. I don't care about tracking my cred…

I've been using Monarch (https://www.monarch.com/) as a replacement for Mint. It's been decent enough that I haven't tried looking for something else.

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#227

Post by mNovak »

jldugger wrote: post #221
mNovak wrote: post #85

Earlier quoted context omitted.

I still use GNUcash [1]. Only drawback is comparatively poor handling of equities, with no good way to view historic portfolio value / net worth. Great for general purpose accounting though. [1] https://www.gnucash.org/

Does the net worth report not work correctly?

As I recall, it doesn't incorporate the historic price of stocks. So if I bought 1 share of Nvidia for $10 10 years ago, it'd say I had a net worth of $180 then, not $10 (as it uses today's stock price).

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#228

Post by nirvdrum »

workworkwork71 wrote: post #183
technofiend wrote: post #178

Earlier quoted context omitted.

So you don't think Plaid sells customer data? And by extension charging for customer data requests by Plaid and other aggregators isn't in fact charging for it? Plaid does in fact sell your data, but they ask for permission first. So does JPMC, for that matter: https://media.chase.com/news/chase-launches-chase-media-solu...

So you didn't read the article and now you're just throwing out statements without validation? Great, if JPMorgan is selling your data then that's their decision and that's beyond the scope of this convo. We work with partners (Plaid, Snaptrade) who explicitly state that they DO NOT sell user data, and we maintain the same principles: https://plaid.com/safety/ Here is the quote if you're too lazy to read this one too…

Plaid still rubs me the wrong way. Not selling to 3rd parties is great. But, everyone uses it, so that's still a lot of people getting data I don't necessarily want them to have. If I want to link a bank account to a credit card account in order to pay my bill, there's zero reason for that credit card company to have access to my bank transaction data. I still do the ACH deposit verification method where I can in order to avoid Plaid. I'd love more granular controls here or an audit log of what was pulled in.

SimpleFIN¹ looks compelling. Actual Budget can use that and it seems to work more like a privacy-oriented Plaid. But, now you need to trust a much smaller player. Really, I wish this were all standardized with strict privacy requirements.

¹ -- https://www.simplefin.org/

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