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Show HN: Paisa – Open-Source Personal Finance Manager

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Re: Show HN: Paisa – Open-Source Personal Finance Manager

#211

Post by remhrtin »

phoenixy1 wrote: post #184
debaserab2 wrote: post #149

Earlier quoted context omitted.

Correct me if I'm wrong but some of the banks don't work in developer mode at all (at least, it doesn't seem to work with Chase).

All banks work in the free Development environment, but for banks on OAuth, including Chase, you need to go through the Production approval vetting as a pre-requisite. Once you've been approved for Production (and if applicable for the given bank, gotten your security questionnaire approved as well -- I think Chase requires this) you can then access those banks in Development for free.

[dead]

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#212

Post by parkerhiggins »

itissid wrote: post #19
robcohen wrote: post #12

This looks awesome. I love that it's built on ledger. I have been wanting to move away from Simplifi Money for some time for obvious reasons (owned by Intuit). It seems that the real moat is pulling the data in a consistent and correct way. Yes, you COULD try to find every single export option for every bank, but I think Plaid is really the only service that pulls this data somewhat correctly, due to the U.S. not hav…

Mint already uses Plaid, but I the transaction information it gets is too low in information to categorize anything reasonably. For example my Amazon Grocery transaction happen on my amazon Chase Credit card(gives me 5% discount). But connecting to Chase.com using plaid pulls in transaction statement is still information poor. The obvious consequence of this is that budget information is not correctly reflected in Mi…

Copilot Money achieve Amazon SKU description automatically by AuthN into your Amazon account and transaction matching.

They do this lack of info lift and then recommend category splits.

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#213

Post by Brajeshwar »

19f191ty wrote: post #174
Brajeshwar wrote: post #2

Nostalgia. I led a small team in 2009 and built Paisa.com - a financial/investment Startup. I still have the initial mockup designs I did in a hotel room in Delhi/Gurgaon to pitch to NDTV.

I remember that! I really liked it. What happened to it? And what are you upto these days?

It is a long story, but here is the short from my perspective. I left after a year and made the mistake of spending two years building an audio-video dating app. Poor men’s FaceTime-ish tech, but the business failed. However, I sold/transferred the tech to an investor.

When we released its beta, early users were happy with the new-age design and one of the best user experiences in a web app for India. Later, I heard MoneyControl sued Paisa.com (I’d consider that a success).

The Paisa team went on to become Helpshift.com. One of the founders became an investor, and another is now the co-founder of teamohana.com. Another key member started his own Startup, later acquired by GoJek.

And a lot of stories in between. It all started in 2007-2008 when I started in a spare attic in my erstwhile boss’s office and assembled a small but brilliant team. I retained that Startup’s domain for a long time and sold it this year. I need to write about all of this one day. A few publications have written strange stories about it, and I’ve not been interested enough.

Now, I’m doing things with Satellite and stuff for Climate and the like.

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#214

Post by aidenn0 »

ananthakumaran wrote: post #192
grudg3 wrote: post #190

Earlier quoted context omitted.

any plans to get this into nixpkgs?

The project comes with a flake.nix file, you can try that (you would still need to build it manually, I use the flake only to bring the dev environment, not to build the final package). I don't plan to submit to nixpkg myself or any other package managers. I will only focus on binary builds that's downloadable from release page. I don't have any experience with maintaining distro level packages, and I don't think I c…

I had to modify the flake.nix to get "npm run build" to work

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#216

Post by kelnos »

Wow, this is fantastic! I've been using GNUCash for some simpler tasks, like tracking income and expenses for a rental property, not for all of my personal finance. But GNUCash is... kinda clunky, and I'm not sure of the best way to share the data, as my partner would appreciate having access to it too.

I love that this has a web interface, but still seems to have a fairly simple data model based on `ledger` and plain text files.

I see some other posts about data import from banks, and that's always been the thing keeping me from doing this for all of my personal finance. I just don't think I'd be able to keep up if I had to manually log into bank, brokerage, and credit card accounts, download my data for each one (assuming they even allow a CSV-style download), and import into GNUCash (or whatever).

I'm curious about the Plaid option (and really cool a Plaid employee is posting here), but I've always been wary of them. It looks like they have some sort of OAuth-like process for one of my financial institutions, but the others are all "give Plaid your credentials and we promise to keep them safe". Not really comfortable with that. Everyone gets hacked eventually. Regardless, I'm not too keen on giving Plaid literally all of my financial data; just doesn't seem like a great idea.

But it seems like there's really no alternative, at least in the US. I wish the government would mandate that all of these institutions implement a standardized API, and that they give regular people (not just big companies) access to their own data through it. Sigh...

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#219

Post by dvdkon »

ananthakumaran wrote: post #116
jonathankoren wrote: post #92

I got turned off with the cookie popup. There's literally no reason why you need any of that. You want to know which pages people are visiting? Mine your htaccess logs.

Unfortunately this is hosted on github pages and I can't get usage information without using 3rd party analytics.

Just so you know, opt-out cookie banners are illegal in the EU. If you want to only measure visits, there are alternatives to Google Analytics that don't even require a notice, since they don't record personal information (Plausible is one, but there are many others).

Re: Show HN: Paisa – Open-Source Personal Finance Manager

#220

Post by rambambram »

hedgehog0 wrote: post #164
rambambram wrote: post #160

After building and using my own bookkeeping solution for my small business, one of the main takeaways for me before and after I built it was that bookkeeping software is only useful once you know the bookkeeping rules. Whatever software solution you use - whether that's some webapp, an Excel sheet, or some homegrown solution - you always need to know these rules. Even the simple rules for a small business take some t…

Any any suggestions or recommendations for learning these rules? Either for future business or current personal finance management?

Start reading up on 'double entry' bookkeeping. Soon enough you will read about certain constructs and try these as a tutorial on your own financial situation. That's how I did it. Because of the 'double entry' you can find out soon enough when you're making mistakes, and then 'bugfixing' these mistakes makes you learn quick enough. Well, this is how I did it.
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