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Show HN: Check Supply – Send Checks in the Mail

check.supply

21–30 of 109 posts

Re: Show HN: Check Supply – Send Checks in the Mail

#22
post #15

Why does it need to be connected to your bank at all? It just needs the account, routing, and check numbers. I can order paper checks with arbitrary account and routing numbers on them. Also, for people with printers: checks don’t need to be with special ink or on special paper.

Technically, a check can be scribbled on a napkin in crayon, as long as it contains the sender’s account and routing numbers, and the payee, and the amount. It’s just an instruction note to a bank saying pay this person from this account.

Re: Show HN: Check Supply – Send Checks in the Mail

#23

If you can find customers more power to you I guess, but I just can't see the use case here. Having a checkbook, envelopes and stamps is a basic part of being a functional adult. It's not hard or expensive to do, so why on earth would anyone want to pay you to handle basic adulting for them?

I think having a checkbook used to be a basic part of being a functional adult, but there's a whole new generation of people that have never sent a check before.

There are still a lot of businesses and government agencies that require payments to be sent by check.

It's paying for convenience. Name any "basic adulting" task and I'll show you a service that can do it for you. House cleaning, taxes, groceries, laundry, childcare, etc.

Re: Show HN: Check Supply – Send Checks in the Mail

#26

[flagged]

Their "take $X dollars out of my account every day to save up for $Y,YYY" thing was delightful.

I use Qapital for this - they have some pretty granular rules you can use related to saving a percentage of income to certain accounts, repeated withdrawals, etc.

Re: Show HN: Check Supply – Send Checks in the Mail

#29
post #7

How common is check usage in the USA? Is it a daily/weekly/monthly/quarterly thing?

We still use them monthly (about 6 a month). I've been shafted by ACH autopay too many times to trust any company with electronic payments anymore. Fallen back to just writing checks for utilities, mortgage, etc.

Re: Show HN: Check Supply – Send Checks in the Mail

#30

[flagged]

Their "take $X dollars out of my account every day to save up for $Y,YYY" thing was delightful.

There are savings account setups that do offer separate accounts for various buckets that do something like this - it may not be daily, but monthly or bi-weekly. I use smartyPig for this and it really is helpful. More helpful than just budgeting but still having the money sitting in the account.
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