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Show HN: Budget Kanban – Visually manage finances in Kanban boards

budgetkanban.com

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Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#21

Post by pammf »

weakfish wrote: post #7
calvinmorrison wrote: post #4

does anyone like YNAB or etc? I use a spreadsheet still and what I like about my setup is it not only projects cash over time by including known expenses and incomes over time, but adjustments so I can actively reconcile it as I move forward through time. YNAB and other tools dont seem to help me there.

I love YNAB. I think the problem may be that YNAB’s philosophy explicitly discourages projecting future income aka cash not currently on hand, and so it may just not fit your case.

This is pretty useful IMO, discourages me from spending now money that I'll only have in two weeks.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#23

Post by ska »

throwaway11460 wrote: post #17
mattbrewsbytes wrote: post #14

I don't understand the problem this solves. It appears this is for a business to track project expenses? Don't businesses use actual accounting software to track expenses, etc.? How does this reflect or compete with that? I don't think this makes any sense for personal finance.

Actual accounting software doesn't care about projects. You get a $10k invoice - now the question is what projects is it related to, what amounts...

Actual accounting software is double entry. You’ll move that invoice through AP, and the balancing transactions will be split by project/type/etc by a combination of accounts and perhaps labels/tags.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#24

Post by forgotmyinfo »

lenerdenator wrote: post #16
0xdeadbeefbabe wrote: post #13

Earlier quoted context omitted.

> fresh data Good luck with that.

I should specify, "fresh within the definition used by bankers", which means anything that happens over the weekend could post when business opens on Monday. It really is amazing how we retain the bankers holidays and business hours from the pre-computer era. People constantly use money these days and if you want to deal with a real human being or get data posted in a reasonable amount of time, we still act like it's…

That's because lots of banking is still fairly manual, and clearing takes 2-3 days in the United States. FedNow should help, but ACH still reigns, and transactions still take time. Ask Congress and the banks why things are still so slow.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#25

Post by datavirtue »

Seeing this just reminds me of how all software is ephemeral these days. It used to be that you would buy something like this for $20 at EggHead or MicroCenter and use it for the next thirty years without paying another dime. Useful. Now everything is cloud-subscription based. You play the good customer, pay for years, and then it closes down and you have nothing to show for it. Garbage. Excuse me while I slink back to my spreadsheet.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#27

Post by datavirtue »

mattbrewsbytes wrote: post #14

I don't understand the problem this solves. It appears this is for a business to track project expenses? Don't businesses use actual accounting software to track expenses, etc.? How does this reflect or compete with that? I don't think this makes any sense for personal finance.

My guess is that they were trying to address the collaboration aspect of budgeting. It is usually a fairly large group planning effort where the budget starts out looking a certain way and is iterated on rather quickly (hopefully, and herein lies the problem) as input is reconciled and ideas are explored.

However, this product seems to use a planning and collaboration methodology to track actual money movement. Something that might work for personal use but has little-to-no place in a company.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#28

Post by cjk2 »

linuxdude314 wrote: post #20

This looks like way more work than just using a spreadsheet. Kanban don’t seem like the right abstraction for financial planning. How does this actually prevent budget overrun when nothing is automated? It seems like the data is only accurate if someone correctly enters it and drags the boxes into the appropriate columns. The app looks nice, but this feels like a solution in search of a problem. You could easily pivo…

Yeah this. After futzing with Excel for over a decade, I switched to GNUcash and the budgeting didn't work, then two other commercial products which didn't work, then I tried to design a product which would solve the problem and that didn't work either. So here I am back on a spreadsheet.

The problem is sometimes things aren't ideal or simple to represent. A spreadsheet forms no restrictions so you can ad-hoc futz with split transactions and all sorts without shooting yourself or getting stuck. Every other way of handling this is just pain and friction.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#29

Post by eddd-ddde »

cjk2 wrote: post #28
linuxdude314 wrote: post #20

This looks like way more work than just using a spreadsheet. Kanban don’t seem like the right abstraction for financial planning. How does this actually prevent budget overrun when nothing is automated? It seems like the data is only accurate if someone correctly enters it and drags the boxes into the appropriate columns. The app looks nice, but this feels like a solution in search of a problem. You could easily pivo…

Yeah this. After futzing with Excel for over a decade, I switched to GNUcash and the budgeting didn't work, then two other commercial products which didn't work, then I tried to design a product which would solve the problem and that didn't work either. So here I am back on a spreadsheet. The problem is sometimes things aren't ideal or simple to represent. A spreadsheet forms no restrictions so you can ad-hoc futz wi…

Do you have a template you could recommend? I have really tried to fit my records into spreadsheets and I just never seem to get something working for some reason. I think my brain is just not wired up for spreadsheets.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#30

Post by thatha7777 »

I found the "Sign up for free" option too misleading for my preferences: it leads you to create a project, which immediately leads to a payment page. I guess I did "sign up for free", but I'm not sure what signing up got me.

Kudos on getting my email —— I hope I don't get any marketing materials I didn't consent to.

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