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Show HN: Simple Budgeting

putz.io

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Re: Show HN: Simple Budgeting

#21

Post by clintonhalpin »

wgerard wrote: post #9

Really cool! I'm also big into playing around with budget apps and seeing what works. Few suggestions I have from playing around with it: 1. It's not clear when I click the "add a budget" what it's for. There's the top-level "November 1-15" type of budget and then those budgets have categories, but the terminology could maybe use some work here. The term "budget" to me is usually synonymous with how you're using "cat…

wgerard, you rule, Thanks for the detailed feedback! I fixed a few things this morning, mainly being able to delete expenses and typos for now.

Re: Show HN: Simple Budgeting

#22

Post by KaoruAoiShiho »

DavideNL wrote: post #17

A little off-topic, but really wondering; am i the only one annoyed by the fact that 9 out of 10 apps these days are: 1. cloud based/harvesting as much data as possible and/or 2. subscriptions I prefer apps like for example Omnifocus [1], that give you: 1. the ability to client-side encrypt your data so your data won't be sold/misused, and 2. instead of making profit of selling your data, simply let you pay a larger…

Nobody wants to pay upfront. This is antithetical to what customers prefer.

Re: Show HN: Simple Budgeting

#23

Post by stunt »

Thanks for sharing.

The homepage doesn't provide enough information to convince the user to register.

I saw a registration form without knowing anything about the service/app/features/prices/benefits.

Re: Show HN: Simple Budgeting

#24

Post by glial »

zackify wrote: post #8

Reminds me of https://www.simple.com/features/expenses

I recently started using this and love it. It may sound silly, but I've found that the most effective way to stick to my budget is using a checking account for expenses that is separate from my direct-deposit account. Simple tells you how much money you have left (that isn't earmarked for something else), and that's it.

Re: Show HN: Simple Budgeting

#25

Post by electricEmu »

DavideNL wrote: post #17

A little off-topic, but really wondering; am i the only one annoyed by the fact that 9 out of 10 apps these days are: 1. cloud based/harvesting as much data as possible and/or 2. subscriptions I prefer apps like for example Omnifocus [1], that give you: 1. the ability to client-side encrypt your data so your data won't be sold/misused, and 2. instead of making profit of selling your data, simply let you pay a larger…

I actually signed up for Standard Note yesterday and have been evaluating Todoist due to those privacy concerns.

My SO and I used Wunderlist for a number of years. After my wife noticed a very unexpected advertisement on Facebook, I read the privacy policy. At that point, I didn't feel comfortable putting even basic groceries in anymore.

https://standardnotes.org/

Re: Show HN: Simple Budgeting

#26

Post by latexr »

KaoruAoiShiho wrote: post #22
DavideNL wrote: post #17

A little off-topic, but really wondering; am i the only one annoyed by the fact that 9 out of 10 apps these days are: 1. cloud based/harvesting as much data as possible and/or 2. subscriptions I prefer apps like for example Omnifocus [1], that give you: 1. the ability to client-side encrypt your data so your data won't be sold/misused, and 2. instead of making profit of selling your data, simply let you pay a larger…

Nobody wants to pay upfront. This is antithetical to what customers prefer.

You also pay upfront for subscriptions, although there’s usually a trial which is also a thing with non-subscription apps.

Re: Show HN: Simple Budgeting

#27

Post by lbotos »

zackify wrote: post #8

Reminds me of https://www.simple.com/features/expenses

Was just gonna say that. Been a simple user since 2012 and it absolutely helped me make solid financial decisions.

I'm starting to feel I've "outgrown" it, but it's been literally my hub since 2012.

I also use Personal Capital, but Simple's new protected goal isn't exposed there, so I just... stopped using it.

Re: Show HN: Simple Budgeting

#29

Post by deanclatworthy »

Good job on shipping something but I have to say that this space is soon going to be owned by the banking services who have the data on the category of your spending. And most importantly, requires no data input from myself.

Revolut already does it, so does my bank.

Re: Show HN: Simple Budgeting

#30

Post by TomK32 »

DavideNL wrote: post #17

A little off-topic, but really wondering; am i the only one annoyed by the fact that 9 out of 10 apps these days are: 1. cloud based/harvesting as much data as possible and/or 2. subscriptions I prefer apps like for example Omnifocus [1], that give you: 1. the ability to client-side encrypt your data so your data won't be sold/misused, and 2. instead of making profit of selling your data, simply let you pay a larger…

disclaimer: working on something similar to putz but way more sophisticated.

my webapp is cloud (old style webapp, not that much cloud if you ask me) but for the simple reason that I allow users to cooperate (couples, families). I'm going for the subscriptions model because I'd like my customers to be those who actually use the app and not some effing corporation leeching more profits from my users.

I did wonder though about the hyper-sensitive users who prefer running the app and data themselves. To be honest, the answer is to use a different, ideally open source, software like gnucash, ledger/hledger, or beancount (I used the first two myself). which all come with their own limitations.

Would there be a market for me to offer my rails/mongodb/... app as a docker container that you deploy wherever you like? I'd not even bother about DRM.

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