Show HN: HoneyMoney – 100% more Bees than any other personal finance software • Hacker News Board

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#21

Post by mcjiggerlog » Mon, Apr 23, 2018, 8:36 AM UTC

subsubsub wrote: post #17

mcjiggerlog wrote: post #14

This looks like a good start but honestly it looks like it needs the help of a good designer. For a more polished alternative, check out https://www.pocketsmith.com/ - I've been a customer for a while now and, as far as I can tell, can do everything HoneyMoney can.

I disagree. I think the design is straight forward. More important is the copy on the page which is far superior to pocketsmith. It tells me about what your product does without having to click around.

I was referring more to the tools themselves than the landing page.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#22

Post by Flimm » Mon, Apr 23, 2018, 8:37 AM UTC

I used to love YNAB, but once I started needing real support for multiple currencies, I had to stop using it. I haven't found a daily driver replacement since, and I've tried around 10 apps. I even started writing my own, although it's not done. Does HoneyMoney support multiple currencies?

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#23

Post by Angostura » Mon, Apr 23, 2018, 9:14 AM UTC

You apparently either have zero bees, or only have twice as many bees as the others.

Is this what you meant to say?

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#24

Post by Angostura » Mon, Apr 23, 2018, 9:15 AM UTC

huhtenberg wrote: post #8

Not to nitpick: > 100% more Bees than any other personal finance software 100% over a zero is still a zero.

And even if a competitor had one bee, it only means they have two bees.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#25

Post by AndrewDucker » Mon, Apr 23, 2018, 9:28 AM UTC

10dpd wrote: post #10

These are the kinds of tools that Open Banking in the UK promised, however I've as yet been unable to find a simple API reference or tutorial that outlines a way to get started.

Here's the standards: https://www.openbanking.org.uk/open-data-apis/

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#26

Post by reacharavindh » Mon, Apr 23, 2018, 9:31 AM UTC

As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it.

I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to only verify entries it classified with low-confidence. But, Plaid API at the time did not support all my bank accounts, which made the effort moot.

Another concern of mine is exporting such personal data to a 3rd party. Ideally, an open source tool that strictly runs on my laptop would be the best!

[1] - https://plaid.com

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#27

Post by jyriand » Mon, Apr 23, 2018, 9:59 AM UTC

Is the rounding of planned expenses a feature or a bug? I entered 3.80 euros as an expense, but in the calendar it shows 4 euros. If I enter 3.30, it shows 3 euros.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#28

Post by lbrito » Mon, Apr 23, 2018, 10:04 AM UTC

jyriand wrote: post #27

Is the rounding of planned expenses a feature or a bug? I entered 3.80 euros as an expense, but in the calendar it shows 4 euros. If I enter 3.30, it shows 3 euros.

Probably because the original software was developed for the Russian market, and Russian rubles always get rounded.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#29

Post by zrail » Mon, Apr 23, 2018, 10:35 AM UTC

reacharavindh wrote: post #26

As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…

I started using Tiller for this recently. It’s essentially a shim later between Yodlee and Google Sheets. It doesn’t address your privacy concerns, of course, but I don’t think there’s any good solution outside of paying your banks for OFX access.

I don’t use any of their sheet templates. I just download the raw transactions with the Sheets API and munge then into my ledger-cli based analysis system.

https://www.tillerhq.com

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#30

Post by sveme » Mon, Apr 23, 2018, 10:53 AM UTC

reacharavindh wrote: post #26

As nice as the tool and the insights it provides, the pain point is manually entering all the transactions. It is 2018, and we still dont have a easy way of exporting our transactions from the bank in a standard way. Every bank wants to use their own way of exporting it. I was seriously considering using Plaid API[1] to build an app that would download my transactions automatically, categorise it, and prompt me to on…

Using a smartphone app, entering the transaction isn't really such a pain. Just bought a pretzel, 12 secs later I had it entered in the app.

What I want in contrast is a way of tracking complex expenses like supermarket receipts, maybe via OCR and automatic aggregation and categorization of items, even across different supermarkets. Preferably via app. That way I could check which items I should buy where and which items are the most demanding on my monthly budget. Any su