"and you hereby appoint Penny as your true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers or documents, retrieve information, and use your accounts, passwords, and other information" Lol, no.
Show HN: Penny, an easy way to track your spending
21–30 of 89 posts
Re: Show HN: Penny, an easy way to track your spending
#22[0]http://youneedabudget.com - they recently upgraded to a subscription based web app but I'm still using the classic version that's a one time purchase: http://classic.youneedabudget.com
Re: Show HN: Penny, an easy way to track your spending
#23"and you hereby appoint Penny as your true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers or documents, retrieve information, and use your accounts, passwords, and other information" Lol, no.
We may not think of it this way, but this seems like correct legalese for any sort of assistant app, whether it takes your username and password, or you give it an API key.
Re: Show HN: Penny, an easy way to track your spending
#24Are you looking to expand into the UK any time soon? I would be interested in using it.
Re: Show HN: Penny, an easy way to track your spending
#25"and you hereby appoint Penny as your true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers or documents, retrieve information, and use your accounts, passwords, and other information" Lol, no.
This. BTW, is anyone aware of a legalese parser and translator? Because I think it would be a hit.
Re: Show HN: Penny, an easy way to track your spending
#26What does that mean to you? Just an SSL cert of XXXX-bits?
Re: Show HN: Penny, an easy way to track your spending
#27"Bank-grade security" What does that mean to you? Just an SSL cert of XXXX-bits?
http://colin.keigher.ca/2016/01/bank-of-montreal-has-horribl...
Re: Show HN: Penny, an easy way to track your spending
#28"Where did my money go" budgeting has never worked for me. I've been way more successful with planning ahead every $ of income as I get it and then manually tracking expenses. Budgeting had to become an actual activity for me, and not just something done automatically by a webapp. I'm a huge shill for YNAB[0]. The software is really nice but basically it's a glorified (paid) spreadsheet. My fiance and I agree that th…
YNAB completely changed how I view my money. Now when I go to buy something, I don't just go spend. I see how much I have in that category, and if it's not enough, I either move money to it from another category, or not buy it.
It's been very helpful for me in my goal of saving more than 50% of my take home pay.
Re: Show HN: Penny, an easy way to track your spending
#29"and you hereby appoint Penny as your true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers or documents, retrieve information, and use your accounts, passwords, and other information" Lol, no.
I think this might (should?) be standard phrasing for any app that accesses another company's API on your behalf... We may not think of it this way, but this seems like correct legalese for any sort of assistant app, whether it takes your username and password, or you give it an API key.
One thing to clarify: it's just me and one other guy (imalex) working on this, although we're hoping to hire another person soon. We're not trying to screw anyone over with the privacy policy. We just don't know anything about legalese, so we relied on existing terminology.
Re: Show HN: Penny, an easy way to track your spending
#30Earlier quoted context omitted.
This. BTW, is anyone aware of a legalese parser and translator? Because I think it would be a hit.
There is https://tldrlegal.com/ , although it is manual work rather than automated.