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Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

wealthfolio.app

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Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#161

Post by TacticalCoder »

Klonoar wrote: post #116
GoatOfAplomb wrote: post #8

I love the idea of keeping my finances private while still having a useful tracker/planner. And I love that this would give me some protection against a new version making things worse. I also love the option to write my own plugin or to hack the source code itself (even though I probably wouldn't). But I don't think I'm willing to give up fully automated data refreshes at this point. I have too many accounts to trac…

This is one where I don't quite get the angle of hosting locally to preserve privacy. By nature of the economic system, you must interact with 3rd parties, unless you somehow live a life where you can manage to be all crypto or (increasingly harder) cash based. At that point, there is no real benefit to privacy outside of ensuring that whatever institution(s) you work with aren't doing anything odd. I'm open to missi…

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Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#162

Post by AmbroseBierce »

juliusceasar wrote: post #148
jstummbillig wrote: post #143

Earlier quoted context omitted.

> it would be astonishing if they _didn't_ sell my data. Sell the data to whom?

Financial data is the most valuable data there is. Such a naive question.

Yeah I was taken a back as well, "sell gold? To whom??" To the people buying gold, is not reasonable to have to pinpoint who exactly that might be given there is not shortage.

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#163

Post by mrbombastic »

nirvdrum wrote: post #136
dmoy wrote: post #123

Earlier quoted context omitted.

It's also maybe more useful in the US where we're behind the times w.r.t. better APIs for accessing banking & investment data

Actual Budget uses SimpleFIN [1] in the US. The integration is pretty good. The big alternative is Plaid and I don't trust them at all. It's a shame we don't have a standard for electronic banking yet. [1] -- https://beta-bridge.simplefin.org/

There is also teller.io i tried them for a side project and were pretty good, but I didn’t go to far

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#164

Post by grvdrm »

whyleyc wrote: post #133
GoatOfAplomb wrote: post #8

I love the idea of keeping my finances private while still having a useful tracker/planner. And I love that this would give me some protection against a new version making things worse. I also love the option to write my own plugin or to hack the source code itself (even though I probably wouldn't). But I don't think I'm willing to give up fully automated data refreshes at this point. I have too many accounts to trac…

Have you considered https://tiller.com/ ? They can pull feeds in and refresh automatically but have a big privacy play so that only you get to see your finances (and display and manage it in Excel or Google Sheets).

Do you use it? Curious for your thoughts. Right now I have CoPilot. Apps are ok, not great.

https://copilot.money/

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#165

Post by eclipticplane »

jryio wrote: post #21

For those interested in this type of single entry accounting (and by extension double entry) Here are some other ones I've tried and used in the past: https://copilot.money https://lunchmoney.app https://ynab.com https://beancount.io https://hledger.org

You missed https://tiller.com which uses the same financial connectors as others but dumps the data into a Google/Office365 spreadsheet that you control.

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#166

Post by technofiend »

workworkwork71 wrote: post #142
danielheath wrote: post #128

Earlier quoted context omitted.

Trusting some random VC-backed SAAS not to sell my data is (to me) as mad as trusting that the tide won't come in - it would be astonishing if they _didn't_ sell my data. My bank has both commercial & cultural reasons not to sell my ID & transaction history. They might still do it anyways, but it's at least plausible that they wouldn't, if only due to the harm to their reputation if it ends up in the papers.

I'm a founder in this space (Fulfilled - posted above). Here's the reality: You're right that incentives matter. But selling your data would be idiotic for us, same reason it would be for your bank in that trust is the entire business model. If we want to monetize insights from aggregated data, we'd do it in-house and offer you better products. Example: Why sell your mortgage readiness data to some broker when we cou…

"...Selling your data would be idiotic...same reason it would be for your bank [to sell your data] in that trust is the entire business model." I'm afraid that ship has sailed and taken your data with it.

https://www.cnbc.com/2025/11/14/jpmorgan-chase-fintech-fees....

Re: Show HN: Wealthfolio 2.0- Open source investment tracker. Now Mobile and Docker

#169

Post by aaliyamarrey »

GoatOfAplomb wrote: post #8

I love the idea of keeping my finances private while still having a useful tracker/planner. And I love that this would give me some protection against a new version making things worse. I also love the option to write my own plugin or to hack the source code itself (even though I probably wouldn't). But I don't think I'm willing to give up fully automated data refreshes at this point. I have too many accounts to trac…

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