Hacker News Board Hacker News, browsed like a classic message board
Live data from Hacker News

Show HN: An index of all monthly dividend stocks

thedividendlist.com

Post reply on HN
Print view View original

101–110 of 114 posts

Re: Show HN: An index of all monthly dividend stocks

#101

Post by gtani »

mystertea wrote: post #44
gtani wrote: post #37

There's paywalled sites and then there's the tools you get at Schwab, e-trade, Fidelity, TDA, (maybe Vanguard, their apps investment is lagging), which have detailed info about std dev total returns, Sharpe/sortino ratios, correlations, tax consequnces on a large universe of assets - quarterly pays, - preferreds - laddered investment grade bond portfolios, - asset and mortgaged-backed - high yield bonds, - REITs, hot…

True, the trading sites are more comprehensive, but I found them difficult to use, at least eTrade, with clunky and confusing interfaces that require a lot of knowledge to use effectively. Though, Maybe that last bit is a necessary component, and my site won't be useful for the experienced investor.

I don't want to discourage you but fair to assume that your users will have access to tools at brokers (or reasonably priced 3rd party like tradingview) that can do dividend portfolio backtesting/construction, I would need to see total returns/sigma of same.

Re: Show HN: An index of all monthly dividend stocks

#102

Post by tndibona »

akg_67 wrote: post #13

IMO, you are very unlikely to monetize using anything other than advertisements. Just use google Adsense and focus on driving traffic to your site. A few things you can do: * Expand the focus of the site to near-retiree/ retiree/ Fire and their need for regular monthly cash flow. * Focus on portfolio construction using monthly income securities for different scenarios, economic cycles, etc. use criteria like low mont…

I’ve been down the Adsense route and decided to get off of it. Aside from the fact that it will ruin the look of the site, and just turning you into a data mining point - The pay was abysmal for the work put into getting 10k users a month. It’s hard work trying to go subreddits and self promoting whilst risking getting banned.

I think this site is giving users some value that stock portals are not. I’d say keep shaping the product till you capture as much value from the big guys. Then hopefully a better idea for monetizing will crop up from this journey.

Re: Show HN: An index of all monthly dividend stocks

#104

Post by tndibona »

mystertea wrote: post #93
tndibona wrote: post #70

I like the site. I’ve actually tried to use Schwab and Fidelity to locate long term stable dividend stocks but their search and filters are complex. Your site mostly lists funds so an option to filter by stock, or ETF, or managed fund would be helpful. Also a column that shows the expansion next to the abbreviated ticker name would be gold. Thanks for the effort

Just wanted to let you know that I added that feature. Hope it helps.

Great turn around time for feature work.

Re: Show HN: An index of all monthly dividend stocks

#105

Post by tndibona »

I see a ton of comments saying dividends don’t matter. Dumb question: Isn’t the idea of common stock to partake in company ownership and collect the share of profits from said ownership ? Since when did this concept die down and the sole purpose of stock ownership became to speculate on future valuation in hopes of selling? As the owner of the company- I should want my fellow owners to stay invested right ?

Re: Show HN: An index of all monthly dividend stocks

#106

Post by yardstick »

nayuki wrote: post #77
yardstick wrote: post #14

Earlier quoted context omitted.

Dividends allow you to obtain money from the business without giving up control. Small distinction, and only really relevant to those with large holdings.

> Dividends allow you to obtain money from the business without giving up control. Nonsense. The business can choose to issue new shares whenever it pleases. https://en.wikipedia.org/wiki/Follow-on_offering

Maybe I missed something but both of those involved giving up some control?

If I issue new shares and sell them, that is diluting my voting rights.

If I sell some of my existing shares, that is diluting my voting rights.

What have I missed?

Just to re-iterate, this is from the perspective of a shareholder wanting to bring some cash back to my personal bank account. Not trying to add more funds to the business (which a dividend is the opposite of).

Re: Show HN: An index of all monthly dividend stocks

#107

Post by mystertea »

moneywoes wrote: post #82
akg_67 wrote: post #13

IMO, you are very unlikely to monetize using anything other than advertisements. Just use google Adsense and focus on driving traffic to your site. A few things you can do: * Expand the focus of the site to near-retiree/ retiree/ Fire and their need for regular monthly cash flow. * Focus on portfolio construction using monthly income securities for different scenarios, economic cycles, etc. use criteria like low mont…

What about affiliate deals with motley fool type sites

I was thinking about this too -- affiliate marketing could be a good route.

Re: Show HN: An index of all monthly dividend stocks

#108

Post by mystertea »

tndibona wrote: post #102
akg_67 wrote: post #13

IMO, you are very unlikely to monetize using anything other than advertisements. Just use google Adsense and focus on driving traffic to your site. A few things you can do: * Expand the focus of the site to near-retiree/ retiree/ Fire and their need for regular monthly cash flow. * Focus on portfolio construction using monthly income securities for different scenarios, economic cycles, etc. use criteria like low mont…

I’ve been down the Adsense route and decided to get off of it. Aside from the fact that it will ruin the look of the site, and just turning you into a data mining point - The pay was abysmal for the work put into getting 10k users a month. It’s hard work trying to go subreddits and self promoting whilst risking getting banned. I think this site is giving users some value that stock portals are not. I’d say keep shapi…

Appreciate the feedback grounded in personal experience, thanks! I was just looking into Adsense, and it does seem like a poor option for the reasons you mentioned: too much effort for too little return, not to mention the ugliness.

I'm glad you see some value in this! Based on the feedback I'm getting here, I have plans for some short-term wins that I can execute within the week, and beyond. I'm hopeful they can bare some fruit, or just add more value.

For now in the middle term, a few carefully positioned affiliate marketing links may be the way.

Re: Show HN: An index of all monthly dividend stocks

#110

Post by sershe »

There are lots of people commenting about dividends not being useful or whatever, but I think they are not your target audience :)

And for your target audience, the people who like dividend investing (or liked it in low rate environment, like me) you appear to be missing a key feature... many/most dividend investors are looking for companies with history of uninterrupted payouts with no decreases in dividend (cuts) over at least 10+ years (probably longer now, basically including at least one recession and the more the better). So, # of years without dividend cuts is an interesting number. Another interesting number is yield vs history (for a company with stable payouts it may indicate whether price is high or low, assuming the stable payouts continue).

It's basically supposed to be /a bit/ bond-like :)

Post reply on HN