Please don’t make me login to see a simple comparison of existing cards. My thought process: 1. Seems interesting, ok, I’ll try to search 2. Login 3. Nope
This
Show HN: I built a tool to manage and compare credit card rewards
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Re: Show HN: I built a tool to manage and compare credit card rewards
#12Interesting idea, thanks for sharing.
Some feedback from using:
- It said to use amex blue cash for 3% back at costco, but costco only accepts visa
- It said to use amex blue cash for 3% back at harbor freight but this card only gets 1% at this store, the BofA customized cash rewards (added to my wallet) is the only card I have found that gives 3% back on home improvement stores
- It said to use amex blue cash for 3% back at BJ's, even though the BJ's rewards card is in my wallet which gives 5% back at this store
Re: Show HN: I built a tool to manage and compare credit card rewards
#13Why are you making people create an account? If you wanted to monetize your users, the simple way would be adding referral links for each credit card
Re: Show HN: I built a tool to manage and compare credit card rewards
#14Here is a type of question I wish your site can help me answer:
Amazon Fresh online purchases : AMEX Gold or Chase Reserve? Format gives 3x reward for groceries but later have a promo (shown on your web site).
Re: Show HN: I built a tool to manage and compare credit card rewards
#15It could be factored in, but many restaurants near me add a fee for credit card use, usually 2% but I've seen as high as 3.5%.
The credit card rewards usually still make sense, but sometimes I pay cash even if I might lose 0.5% on it.
Re: Show HN: I built a tool to manage and compare credit card rewards
#16What sort of information do you collect on your users? Do you resell their purchase history? Why are you as trustworthy as my bank(s)?
Genuine questions I would need answered before considering this. Super cool idea — but the devil is always in the details!
Re: Show HN: I built a tool to manage and compare credit card rewards
#17The small % you get on each purchase is crumbs, but the cookie is the big sign up bonus you can get. For the past several years I've been making about $2k/year from that, which is so much more than the % bonus that I don't know why anyone would care about getting 3% back rather than 2%. Like if you are that worried about your money, take the free $2k first.
Re: Show HN: I built a tool to manage and compare credit card rewards
#18[dead]
Re: Show HN: I built a tool to manage and compare credit card rewards
#19What "AI" is involved in this? It's mostly just a few database lookups based on merchant name and/or category, isn't it? Or is that just marketing gloss, because everything is "AI" now?
Re: Show HN: I built a tool to manage and compare credit card rewards
#20I’ve been using the Robinhood Gold card over 6 months and found the unlimited/unrestricted 3% cash back to be nearly unbeatable.