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Show HN: Budget Kanban – Visually manage finances in Kanban boards

budgetkanban.com

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Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#13
post #2

Starts at $5 a month with no free option or trial? No thanks.

That's not particularly out-of-line for budgeting software, at least if it keeps your data private. But yeah, trial would be nice. I still sort of hope for a good FOSS budgeting software for Apple's devices but I'm currently using Copilot (not the AI front-end) and like it so far. EDIT: I would say the issue with budgeting software is that overall it's not going to be something that offers hockeystick growth for inve…

> fresh data

Good luck with that.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#14
I don't understand the problem this solves. It appears this is for a business to track project expenses? Don't businesses use actual accounting software to track expenses, etc.? How does this reflect or compete with that?

I don't think this makes any sense for personal finance.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#15
post #10

does anyone like YNAB or etc? I use a spreadsheet still and what I like about my setup is it not only projects cash over time by including known expenses and incomes over time, but adjustments so I can actively reconcile it as I move forward through time. YNAB and other tools dont seem to help me there.

YNAB user here as well. Could you define exactly what you mean by > not only projects cash over time by including known expenses and incomes over time, but adjustments so I can actively reconcile To me I would say YNAB does all of that for me, I use goals in YNAB and that gives me the projection I need. The biggest piece that's missing for me (and maybe this is what you're referring to) is how can I be sure all of my…

My spreadsheet is pretty accurate. If i look back my month end reconciliation is usually within 10% of what I budgeted, plus or minus.

For me, my projections are more accurate than YNAB beceause my expenses are not static. My home heating will drop off now its spring and my AC bill will start going up in July. I copy expenses from previous years over and adjust as I go.

For example last week

DATE PLANNED ACTUAL TYPECODE DESC RUNNING RECON

03/21/24 -250.00 -$208.52 X GROCERY $XXX.XX 41.48

So then later when I project the next month I go and look at budget versus actuals and so forth.

My use case is really cash flow management not savings goals, I have that as an expense that sends it into a separate bucket.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#16

Earlier quoted context omitted.

That's not particularly out-of-line for budgeting software, at least if it keeps your data private. But yeah, trial would be nice. I still sort of hope for a good FOSS budgeting software for Apple's devices but I'm currently using Copilot (not the AI front-end) and like it so far. EDIT: I would say the issue with budgeting software is that overall it's not going to be something that offers hockeystick growth for inve…

> fresh data Good luck with that.

I should specify, "fresh within the definition used by bankers", which means anything that happens over the weekend could post when business opens on Monday.

It really is amazing how we retain the bankers holidays and business hours from the pre-computer era. People constantly use money these days and if you want to deal with a real human being or get data posted in a reasonable amount of time, we still act like it's 1950.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#17

I don't understand the problem this solves. It appears this is for a business to track project expenses? Don't businesses use actual accounting software to track expenses, etc.? How does this reflect or compete with that? I don't think this makes any sense for personal finance.

Actual accounting software doesn't care about projects. You get a $10k invoice - now the question is what projects is it related to, what amounts...

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#18

I don't understand the problem this solves. It appears this is for a business to track project expenses? Don't businesses use actual accounting software to track expenses, etc.? How does this reflect or compete with that? I don't think this makes any sense for personal finance.

Actual accounting software doesn't care about projects. You get a $10k invoice - now the question is what projects is it related to, what amounts...

that’s not true. Serious accounting software let you assign an invoice to a project, program, cost center, groups… you can even do that on at the invoice item level.

Re: Show HN: Budget Kanban – Visually manage finances in Kanban boards

#20
This looks like way more work than just using a spreadsheet.

Kanban don’t seem like the right abstraction for financial planning.

How does this actually prevent budget overrun when nothing is automated? It seems like the data is only accurate if someone correctly enters it and drags the boxes into the appropriate columns.

The app looks nice, but this feels like a solution in search of a problem.

You could easily pivot to project management and you’d have a very nice looking product. Ditch the budget stuff, it doesn’t work.

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