So now I need to register an account to see it? That seems like a bigger hurdle.
Nice landing page though!
Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
11–20 of 41 posts
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#12Feedback: I registered, connected 1 card via Plaid and am now getting a 500 Internal Server Error.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#13If the "Get Started" button - the first thing you see on the website without scrolling - does nothing but yield a white page that asks for an email address, you're alienating a lot of interested users.
It doesn't verify the email address -- jeff@amazon.com wants another credit card -- But then the next step is mandatory linking of bank accounts! Yuck...
Also, how is "We never see, store, or use your credit card information at any time" consistent with "We analyze your spending"?
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#14If the "Get Started" button - the first thing you see on the website without scrolling - does nothing but yield a white page that asks for an email address, you're alienating a lot of interested users.
It doesn't verify the email address -- jeff@amazon.com wants another credit card -- But then the next step is mandatory linking of bank accounts! Yuck... Also, how is "We never see, store, or use your credit card information at any time" consistent with "We analyze your spending"?
Plaid does all the storing.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#15If the "Get Started" button - the first thing you see on the website without scrolling - does nothing but yield a white page that asks for an email address, you're alienating a lot of interested users.
It doesn't verify the email address -- jeff@amazon.com wants another credit card -- But then the next step is mandatory linking of bank accounts! Yuck... Also, how is "We never see, store, or use your credit card information at any time" consistent with "We analyze your spending"?
Thanks for the feedback!
We only ask for your email address so you can sign in later to see your results. I agree it's a bit unintuitive that we don't "verify" your email, but that's because it's ultimately linked to your bank account.
"Credit card information" in this case refers to the fact that we don't have access to your CC number, credit limit, etc. One of the early feedback we got was that people were worried we would have access to their CC number, so we added that bit in to clarify. I agree that the wording could be clearer.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#16For most people with >$100k across investment & savings accounts Bank of America Premium Rewards card is hard to beat. 2.62 Cashback on everything.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#17As an avid miles & points enthusiast, this does sound like an interesting tool to make CC rewards easier to digest. Couple questions/concerns: 1. BIG red flag: You sidestep the monetization question in your FAQ. Monetization in this space is generally some combination of: spending data repackaging/selling, card affiliate links, subscriptions (least likely?). You should be up front as each one of these methods has pri…
1. Right now, we're not monetizing this at all. The current plan (which we haven't implemented yet) is card affiliate revenue. I can definitively rule out repackaging/selling spending data - we would never do that. Subscriptions would likely be the next best option if affiliate deals don't pan out.
2. Great idea!
3. Totally understand - we know it's a big ask to request your transaction history. Out of curiosity, what information could we provide would help you trust us more?
4. We do not.
5. Yes, this is the pain point we've heard repeatedly from our users. Since you mention you are a "miles & points enthusiast", I can see why the value prop of Trove might not be as compelling. Our goal is to help people get most of the same rewards as a credit card enthusiast would, without having to become an expert on this stuff.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#18Feedback: I registered, connected 1 card via Plaid and am now getting a 500 Internal Server Error.
Thanks for trying us out. Could you please email us at hello@savewithtrove.com from the email you signed up with?
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#19So now I need to register an account to see it? That seems like a bigger hurdle. Nice landing page though!
Thanks, we put a lot of work into the landing page :)
The account registration is just so you can see your results again later. We appreciate the feedback though, in the future we may have a way to use this without having to enter in your email.
Re: Show HN: Tired of reading NerdWallet to see the best credit card? I automated it
#20Earlier quoted context omitted.
It doesn't verify the email address -- jeff@amazon.com wants another credit card -- But then the next step is mandatory linking of bank accounts! Yuck... Also, how is "We never see, store, or use your credit card information at any time" consistent with "We analyze your spending"?
Thanks for the feedback! We only ask for your email address so you can sign in later to see your results. I agree it's a bit unintuitive that we don't "verify" your email, but that's because it's ultimately linked to your bank account. "Credit card information" in this case refers to the fact that we don't have access to your CC number, credit limit, etc. One of the early feedback we got was that people were worried…
Why not let me fill out a form that says I spend x on food, y on travel, z on gas, and optimize my results for a combo of up to two-three cards, without having an account?
Even as a demo of how it works and the interface. Then if people want to automate that part, they can make an account and feed their bank data over.
You should also look into the features apps like MAXIVU have. I tell it all the credit cards I have, then if I cant remember my rewards, I can check what card I should use at what store.