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Show HN: HoneyMoney – 100% more Bees than any other personal finance software

honeymoney.io

11–20 of 104 posts

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#11
Oh wow this is super cool. IME the hardest part of using this kind of accounting software is to keep using it over time, because entering transactions is super boring, and it's hard to build the habit.

Right now, since all my expenses come from one bank account, I export the data from the bank and use a bunch of excel sheets to keep track of stuff, but of course is a quite limited system.

I was wondering if HoneyMoney has some kind of import system? In this way I could just dump the exports in there like once a month.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#12
post #9

Earlier quoted context omitted.

An self-hosted/open source one floating out there too is Firefly III: https://firefly-iii.org/ I tried to make some sense of an hledger thing with a web interface, and couldn't wrap my head around what it wanted me to do. :(

Ha, I even tried to contribute some code to hledger's web interface but I couldn't get the feel for haskell and tbh, the naming of variables in hledger isn't consistent and made it just harder. Or maybe I'm just spoiled from Rails. firefly, thanks for the tip, didn't know that one. But just look and scroll that screenshot... https://firefly-iii.org/static/screenshots/4.7.0/account.png My personal data goes back to 20…

Heh, might already be fixed, Firefly is pretty actively developed, a lot of devs don't update their screenshots all that often though.

That being said, if you put in the time and effort I think personal software is amazing: It does what you want it to do, not what someone else wanted it to do. Development priorities are magically aligned with your needs!

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#13
post #11

Oh wow this is super cool. IME the hardest part of using this kind of accounting software is to keep using it over time, because entering transactions is super boring, and it's hard to build the habit. Right now, since all my expenses come from one bank account, I export the data from the bank and use a bunch of excel sheets to keep track of stuff, but of course is a quite limited system. I was wondering if HoneyMone…

I have the same problem about typing in transaction and here's my advice: don't.

Just do one transaction for "misc expenses" once a month or week and be done with it. Usually I do this by comparing the current and last balance and book the difference. If you feel like some transaction (rent, utilities, fuel for the car) did stand out you can still split out a separate transaction for it, but you don't have to.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#14
This looks like a good start but honestly it looks like it needs the help of a good designer.

For a more polished alternative, check out https://www.pocketsmith.com/ - I've been a customer for a while now and, as far as I can tell, can do everything HoneyMoney can.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#15
post #11

Oh wow this is super cool. IME the hardest part of using this kind of accounting software is to keep using it over time, because entering transactions is super boring, and it's hard to build the habit. Right now, since all my expenses come from one bank account, I export the data from the bank and use a bunch of excel sheets to keep track of stuff, but of course is a quite limited system. I was wondering if HoneyMone…

You can get used to it quite quickly and it is really useful. By adding your expenses right after the purchase you're all the time up-to-date with your budget. You know where you're with your plans, whether they need any modifications or not. I restarted using YNAB this January after a 2 years long pause and now I have again money at the end of the month. :>

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#17

This looks like a good start but honestly it looks like it needs the help of a good designer. For a more polished alternative, check out https://www.pocketsmith.com/ - I've been a customer for a while now and, as far as I can tell, can do everything HoneyMoney can.

I disagree. I think the design is straight forward. More important is the copy on the page which is far superior to pocketsmith. It tells me about what your product does without having to click around.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#18
YNAB4's desktop software has been my GOTO buggering (budgeting... I'll leave the typo in for laughs...) suite for years. Unfortunate it is no longer sold and they opted for a subscription model but it can still be found via nefarious methods.

I'll give this a look over and see how it works. Personally I like YNAB's process of allowing manual transactions to be added but supporting other file exports from banks like .OFX files to allow you to easily reconcile your accounts and transactions. Though it's unfortunate that only their subscription model supports live feeds from your bands.

All the same, I'll give your product a crack and see how it goes.

PS. I enjoy how your websites presented though depending on your intended market audience, I feel it may be just a little too jovial?

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#19
post #15
post #11

Oh wow this is super cool. IME the hardest part of using this kind of accounting software is to keep using it over time, because entering transactions is super boring, and it's hard to build the habit. Right now, since all my expenses come from one bank account, I export the data from the bank and use a bunch of excel sheets to keep track of stuff, but of course is a quite limited system. I was wondering if HoneyMone…

You can get used to it quite quickly and it is really useful. By adding your expenses right after the purchase you're all the time up-to-date with your budget. You know where you're with your plans, whether they need any modifications or not. I restarted using YNAB this January after a 2 years long pause and now I have again money at the end of the month. :>

I've been using YNAB for years too, similar experiences, until I consistently manually added the transactions I found my accounts got worse and worse during reconcilable and my budget forecasts were ruined consequently.

Now I'm checking the accounts almost daily when adding purchases manually, it's been consistently accurate for months.

Re: Show HN: HoneyMoney – 100% more Bees than any other personal finance software

#20
post #10

These are the kinds of tools that Open Banking in the UK promised, however I've as yet been unable to find a simple API reference or tutorial that outlines a way to get started.

The documentation provided by individual banks seems better than the documentation on the Open Banking site. For example, here is the documentation provided by

- Barclays: https://developer.barclays.com/documentation/dc72e132-2951-4...

- Santander: https://developer.santander.co.uk/sanuk/external/open-bankin...

- List of others: https://openbanking.atlassian.net/wiki/spaces/DZ/pages/19104...

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