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Show HN: I built uFincs – a privacy-first, encrypted personal finance app

ufincs.com

1–10 of 34 posts

Re: Show HN: I built uFincs – a privacy-first, encrypted personal finance app

#2
Hey HN! I'm excited to (officially) show off the project I've been working on (for far too long): uFincs, a privacy-first personal finance app! https://ufincs.com

Yes, it's another personal finance app. Yes, there sure are a lot of them. But when I got tired of using GnuCash a couple years ago, I figured I should try something a little different and throw my hat in the ring.

The result? No banks, no budgets, no data collecting. Just a clean UI, a privacy-first attitude, and good old double-entry accounting.

The main thing that makes us so 'privacy-first' is the fact that we do client-side encryption: all of the financial data that you enter is encrypted before it leaves your browser and hits our servers. That way, you maintain sole ownership of your data. Want more of the juicy technical details? Check out our security overview: https://ufincs.com/policies/security

If you want to skip past all of the marketing fluff, feel free to drop into using the app right away: https://ufincs.com/noaccount. Since uFincs is offline-first and a PWA, we can offer the ability to use the app completely without an account, for free! Of course, if you want to easily access your data on all your devices, that's where a paid account comes in handy :)

And if you're getting some mad déjà vu from all this, it's because I commented about uFincs a couple weeks ago: https://news.ycombinator.com/item?id=26970716

Finally, since I know some people were hesitant about the pricing, I decided to throw together a special coupon just for you guys: "HN15". It's 15% off, forever, on any of the plans, for the first 100 new sign-ups.

If you have any questions, feel free to check out out the FAQ (https://ufincs.com/faq), but I'll be here all day to respond to any comments!

Re: Show HN: I built uFincs – a privacy-first, encrypted personal finance app

#4
post #2

Hey HN! I'm excited to (officially) show off the project I've been working on (for far too long): uFincs, a privacy-first personal finance app! https://ufincs.com Yes, it's another personal finance app. Yes, there sure are a lot of them. But when I got tired of using GnuCash a couple years ago, I figured I should try something a little different and throw my hat in the ring. The result? No banks, no budgets, no data…

Any plans for Plaid/etc integration for transaction syncing?

Re: Show HN: I built uFincs – a privacy-first, encrypted personal finance app

#6
post #2

Hey HN! I'm excited to (officially) show off the project I've been working on (for far too long): uFincs, a privacy-first personal finance app! https://ufincs.com Yes, it's another personal finance app. Yes, there sure are a lot of them. But when I got tired of using GnuCash a couple years ago, I figured I should try something a little different and throw my hat in the ring. The result? No banks, no budgets, no data…

Any plans for Plaid/etc integration for transaction syncing?

Absolutely none at all! uFincs is all about manual entry (although CSV import + recurring transactions makes things a bit easier).

I made a deliberate choice to not support any bank integrations for privacy reasons (although simplicity is also a big factor).

Re: Show HN: I built uFincs – a privacy-first, encrypted personal finance app

#7
post #2

Hey HN! I'm excited to (officially) show off the project I've been working on (for far too long): uFincs, a privacy-first personal finance app! https://ufincs.com Yes, it's another personal finance app. Yes, there sure are a lot of them. But when I got tired of using GnuCash a couple years ago, I figured I should try something a little different and throw my hat in the ring. The result? No banks, no budgets, no data…

Ah, I really like how clean the UI feels and also the e2ee. I'd love if this also could have a mobile app, as I then could document transactions on the go more easily.

Any plans for a mobile app?

Re: Show HN: I built uFincs – a privacy-first, encrypted personal finance app

#8
post #2

Hey HN! I'm excited to (officially) show off the project I've been working on (for far too long): uFincs, a privacy-first personal finance app! https://ufincs.com Yes, it's another personal finance app. Yes, there sure are a lot of them. But when I got tired of using GnuCash a couple years ago, I figured I should try something a little different and throw my hat in the ring. The result? No banks, no budgets, no data…

Ah, I really like how clean the UI feels and also the e2ee. I'd love if this also could have a mobile app, as I then could document transactions on the go more easily. Any plans for a mobile app?

Thanks for the feedback on the UI! Definitely put some time into trying to get that right.

And yep, we have plans for dedicated mobile/desktop apps for sometime this year. Android will almost certainly come before iOS though.

Re: Show HN: I built uFincs – a privacy-first, encrypted personal finance app

#9
post #2

Hey HN! I'm excited to (officially) show off the project I've been working on (for far too long): uFincs, a privacy-first personal finance app! https://ufincs.com Yes, it's another personal finance app. Yes, there sure are a lot of them. But when I got tired of using GnuCash a couple years ago, I figured I should try something a little different and throw my hat in the ring. The result? No banks, no budgets, no data…

Privacy-first finance app should really have a self-hosted option front and center. That's not even negotiable.

That's because otherwise the privacy property of the app hinges on a trust in vendor and the assumption that they won't serve some funny JS on the next page reload. The one and only way to address this is to provide a self-hosted, completely self-contained version. There's really no way around this. It's not a matter of encrypting things or storing them locally, it's a matter of divorcing yourself as a developer from users' data. Right now, it's a packaged deal.

PS. Looks very nice though. Clearly lots of thought went into the design and UX elements. This part is really well done!

Re: Show HN: I built uFincs – a privacy-first, encrypted personal finance app

#10
post #6

Earlier quoted context omitted.

Any plans for Plaid/etc integration for transaction syncing?

Absolutely none at all! uFincs is all about manual entry (although CSV import + recurring transactions makes things a bit easier). I made a deliberate choice to not support any bank integrations for privacy reasons (although simplicity is also a big factor).

privacy in what sense? the bank owns your data already, if you don't store any user data in the cloud, then is private by design, right? I was looking for something like this, but I do need auto import my transaction data, across all banks and brokers, etc. Offline first and only, ala Personal Capital, but secure and safe. Paying 20 bucks a month for the privilege of manual data entry is a bit much. There is a bunch of open source alternatives(GNU Cash, etc...), that let you manually enter your data. That said, this is my particular use case. I do wish you the best, and the app does look pretty.
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